Rate
Kristin Warren

Kristin Warren

SVP of Mortgage Lending · NMLS# 631457

Denver, CO4.9(51 reviews)

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Kristin Warren at Rate (NMLS #631457)

Today · 9 AM – 5 PM

1221 S Clarkson StSuite 301Denver, CO 80210
Rating4.951 reviews
Satisfied98%51 reviews

Kristin at Rate was very helpful helpful in organizing all of the details for my mortgage and the closing when I purchased a condo.

I worked with Kristin Warren as a first time home buyer and she was excellent. Perfect communication, walked me through everything so I understood fully and helped me out in every step. I highly recommend.

Jessica Y.View on Google

I give it to Kristin Warren and her team. I have and will recommend her.

Nick K.

Kristin Warren was outstanding

Robert S.

Kristin is the best! We have worked with her now for 20 years on our mortgage, refi’s, helocs, really all over the mortgage lending map and she has been consistently amazing from day 1. She is incredibly knowledgeable, very helpful working through options and is truly fantastic from a communications perspective. Her service and the team she works with are beyond top notch! Can’t recommend her enough!

I only trust Kristin Hill for any mortgage needs. I only work with her.

Brad B.

Kristin made the process flow very smoothly from start to finish! She answered all my questions and we actually closed earlier than expected! Kristin and her team are awesome!

Daniel D.View on Google

Loan officer Kristin Hill was outstanding

Robert S.

Kristin is always on top of it and is very informative and takes the time to explain everything.

Clinton E.

Excellent service and response times!

Michael M.

Great communication. Good platform to use and upload docs.

Michael R.

They did an excellent job for home refinance!

Joseph L.

Trish and Michelle were great

Thomas R.

Everything was fast easy and on point. If I had questions or issues Kristin and her team helped me and made it go smooth.

Clinton E.

Kristin Warren is the best!!! So on top of every phase of the purchase and always available to discuss questions.

Cheryl M.

Done great job and bet other competitors interest rates.

Michael R.

We choosed Guaranteed Rate because of great numerouse experiences we had in the past, especially with Kristin Hill.

Alin P.

Kristin Warren is incredible! She is so responsive, and helpful in guiding us through this process!

Victoria C.

The agent we worked with was Kristin Warren. Kristin provided amazing service and always stayed on top of communication. As a first time home buyer Kristin made the process much easier.

Thomas P.

If I could give ten stars I would! She was amazing helped me and my family get into a home of our dreams! I would recommend her a million times to anyone that is looking to get their first home!! She is friendly, kind, intelligent and helped every step of the way. Thank you again ma’am for everything you have done for my family and I.

Response from Owner

Thank you so much! It was a pleasure working with you and I hope you enjoy your beautiful new home. I look forward to doing business with you again in the future.

"I recently had the pleasure of working with Kristin Warren from Guaranteed Rate . From start to finish, her professionalism and expertise were truly exceptional. Kristin made the entire loan process seamless and stress-free. She weals incredibly responsive, promptly addressing all my questions and concerns, and keeping me informed every step of the way. What stood out the most was her personalized approach. Kristin took the time to understand my financial situation and needs, providing tailored guidance and solutions that best fit my circumstances. Her attention to detail and commitment to ensuring I fully understood the terms of the loan gave me confidence and peace of mind. I can't thank Kristin enough for her outstanding service. I highly recommend her to anyone in need of a reliable and trustworthy mortgage lender . Thank you for making this process such a positive experience!"

Connor W.View on Google

Working with Kristin and her team made the stressful process of buying a home less stressful, and dare I say enjoyable. Their assistance with applying for my mortgage all the through to closing day was amazing. Kristin made sure to touch base with me fairly often, just to see how I was doing and to see if I had any questions. I highly recommend Kristin and the rest of the Guaranteed Rate team!

Kristin Warren and team were awesome with origination and closing my mortgage. Kristin is the only person I trust in the mortgage profession.

Response from Owner

Congratulations on your new home! It was a pleasure working with you. Thank you again for your kind words.

Kristin was incredibly knowledgeable from start to finish. She was able to help me understand every step and gave me confidence in the home buying process. I never felt that any question was stupid or silly. I will be recommending Kristin to anyone in need of lending services!

Response from Owner

Thank you Hillary! It was a pleasure working with you.

Hillary C.View on Google

Kristin is extremely knowledgeable and very pleasant to work with. She was so helpful throughout the entire process, and we truly felt like she was on our "team" every step of the way!

Response from Owner

Thank you Josh! It was great working with you.

My family has done multiple mortgages over the past 10 years with Guaranteed Rate. Kristin Warren and her team are impeccable. They are professional and always accessible. They make the process so easy communicating updates every step of the way. We had multiple challenges during the process and Kristin stayed on top of it , problem solved and got the job done in17 days. I highly recommend Kristin Warren. She makes the difference in a world that doesn’t understand personalized customer service that she always delivers!!

Thank you so very much Kristin for all of your help in securing our loan for our new home in Galena, IL. As always, you were well organized & thorough & professional, as well as kind which made all of the difference in our interactions with you. For few generations now, our family put our trust in you, and you most definitely came through for us. Thank you for your patience as well as treating us as people rather than just home loan customers. You stand above the rest, Kristin Warren! Our hats off to you!

Kristin is simply the best!! I cannot recommend her enough!

Meredith W.View on Google

Kristin is amazing with helping people get their dream home. I have had the opportunity to work with Kristin and you should feel at ease knowing she is working for you.

Kristin and her team were absolutely fantastic to deal with. She worked quickly to make this purchase happen within a quick timeframe. I would highly recommend her for any home loan transactions! Thanks again for your help on making this all come together and quickly 😁

Response from Owner

You are welcome. Good luck on your new venture.

professional and personable! she was able to get our loan closed 10 days early which got us out of living in hotels since moving back to Colorado from Florida.

Response from Owner

Thank you for your business. It was a pleasure working with you. Welcome home!

Kristin and her team were excellent during our loan process. They were very attentive to any questions we had and always kept us informed of the needs for the loan and the status all the way to close. Highly recommend!

Response from Owner

Thank you so much! It was wonderful working you as well. I hope you enjoy your retirement home in beautiful South Carolina.

Thanks for all of you and your team's help! You have been great through our long search for a home! We couldn't have done it without your quick and easy availability for new pre approval letters, even at the last minute!

Sophia B.View on Google

My husband and I had an amazing experience with Kristin Warren! She is super knowledgeable, personable, efficient with our time, and very upfront & transparent about our loan options, rates, lock-in, etc. couldn’t have asked for a better experience! The follow-thru with Guaranteed Rate personnel (including insurance rep!) was exceptional. Highly recommend, start to finish.

Response from Owner

Thank you again for all your business over the years! We have appreciated all of your referrals.

Kristin was a joy to work with! As first time home buyers, we had a lot of questions and were unfamiliar with many aspects of the process. Kristin took extra time to answer all of our questions and explain everything to us. She was incredibly responsive and made our experience enjoyable and seamless! We are thankful to have had her on our team, and would highly recommend her to others!

Response from Owner

Thank you Shelby! I am glad we were able to help you with your first home.

Shelby S.View on Google

Kristin is an experienced professional who is very on top of things. We appreciated how smooth our transaction was compared to other mortgage processes we had been through in the past, and we were pleased with our rate.

Response from Owner

Thank you Lisa. It was great working with you as well.

Kristin is top-notch. She is extremely knowledgeable about mortgage options, works hard to get her clients the best deal and is very responsive. Can't say enough about how great it is to work with Kristin. Highly recommended!

Response from Owner

Thank you John! It was a pleasure working with you.

Kristin and team were able to turn everything around in 3 weeks!

Kristin was very professional and helpful.

Wonderful to work with Kristin, she helped make everything go very smooth as first time home buyers!

Sienna H.View on Google

My wife and I have now purchased 2 homes and refinanced once with Kristin and her team and we could not have been happier with their timeliness, knowledge and eagerness to help us purchase our dream home.

Highly recommend Kristin and her team. Very helpful and easy to work with!

Kristin and the team at Guaranteed Rate were very helpful, professional, and pleasant with the refinance of my home. And they got me a better rate than any other lender I received quotes from. Can’t ask for much more than that!

I am so thankful for Kristin and her whole team. They are attentive and knowledgeable and know how to get the job done. Kristin helped me with the purchase of my first home and then refinanced it two years later. I had such a good experience with each process and will continue to use Kristin for any future needs. I highly recommend Krisitn and her team - you will be glad you chose them!

Sydney A.View on Google

Worked with Kristen on a home purchase on the recommendation from a friend. She made the process easy despite some unique circumstances. Helped us get a great rate and I never had to worry about the financing side of things. Highly recommended. We’ll definitely be calling her again when we need another loan!

Very attentive, responsive and helpful. Thank you!

Kristin has helped us purchase twice and I would strongly recommend reaching out to her for your lending needs. Her and the team have an excellent system in place to take care of everything correctly and efficiently. They have your back throughout the whole process and have the experience necessary to get you into your new home smoothly. Best in class, A+.

I have now bought 3 homes with Kristin and refinanced a few as well. Kristin always gets the best rates and makes the act of securing financing painless. Make your life easy and use Kristin and her team.

Kristin is great to work with (multi-time customer)

Robert T.View on Google

Kristin and her team are amazing to work with! We've closed on and refinanced 3 houses together. Communications and explanations are clear and frequent. Highly recommended.

Equal Housing LenderEQUAL HOUSINGLENDER
Copyright © 2026 Guaranteed Rate, Inc. D/B/A Rate. All rights reserved. NMLS License #2611 - For licensing information, go to: www.nmlsconsumeraccess.org
 Arizona Mortgage Banker License #0907078
 3940 N. Ravenswood Ave Chicago, IL 60613 Operating as Guaranteed Rate, Inc. in New York.
 The company name, Guaranteed Rate, should not suggest to a consumer that Guaranteed Rate provides an interest rate guaranteed prior to an interest lock. Applicants are subject to credit and underwriting approval. Restrictions apply. All information is provided for informational use only and should not be considered financial advice.

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