Rate
David Lumb

David Lumb

VP of Mortgage Lending · NMLS# 482299

Arlington, VA5.0(15 reviews)

Location & hours

Open in Google Maps

David Lumb at Certainty Home Lending (NMLS #482299)

Today · 8 AM – 8 PM

4501 North Fairfax DriveSuite 603Arlington, VA 22203
Rating5.015 reviews
Satisfied100%15 reviews

David Lumb recently financed our purchase of a home in DC. David was superb throughout the process -- helpful, guided us, always responsive, was there very step of the way, whether on mortgage rates and choices, or the intricacies of the application and closing process. David is most professional, I highly recommend him, and I plan to use his services in future transactions. Paul Ghaffari

I had an excellent experience working with David. Throughout the process, he was highly responsive, knowledgeable, and patient with my many questions. I appreciated how he took the time to explain all the details and was always available when questions came up. In addition, David attended the closing, which was a true testament to his commitment and professionalism. I couldn’t have asked for better support and would highly recommend David to friends, colleagues, and business partners.

Response from Owner

Thank you so much for your kind words! It was a pleasure working with you, and I’m glad I could help make the process clear and smooth. I really appreciate your trust, feedback, and recommendation.

Christine C.View on Google

My husband and I had a great experience working with David Lumb from Certainty Home Lending during our recent home purchase in Washington, DC. David was responsive and clear throughout the process, making what could have been a stressful experience feel seamless and manageable. He answered all of our questions promptly, and ensured we felt confident in each decision along the way. I highly recommend David to anyone looking for a lender who is both knowledgeable and genuinely supportive!

Response from Owner

Thank you, Mitch! It was great working with the two of you. I hope it was a smooth move and you are all settled into your new home!

I highly recommend working with David Lumb for your next mortgage or refinance! He has been my lender three times now and did a great job each time. I really appreciate his attention to detail, quick response times, deep subject matter expertise, and overall client service. He also takes the time to answer my questions and make sure I understand each number so I feel comfortable throughout the process. His willingness to move quickly on a deal is especially important in the DC real estate market where timing is everything!

Response from Owner

Thank you, Brian! Repeat clients mean the world to me. I'll be ready to help you again when the next property comes along!

My wife and I recently worked with David Lumb and his fantastic team to buy our first home. David goes above and beyond to help in any capacity and answer any questions. His team worked extremely hard to help us close as fast as possible. Nathalie and Melanie were exceptional to work with and were available multiple times after I got home from work. Truly were a great team and helped us plenty along the way to become first time home buyers. David surprised my wife, myself and even our two dogs with congratulations gifts at settlement which was very kind. Thank you again!

Response from Owner

Thank you, TJ! It is so rewarding working with 1st time homebuyers. I hope the two of you are getting settled in and the pups are enjoying their new backyard!

Dave made the process easy and painless. He was responsive, informative, and a pleasure to work with!

Response from Owner

Thank you for your review! We're thrilled to hear about your positive experience working with David.

David Lumb is one of the best in the business and has been my go-to referral partner for lenders for over 20 years because I know my clients will consistently receive hands-on, responsive, reliable, knowledgeable service.

Response from Owner

Debran, I appreciate your partnership! It's been great working with you and your clients all these years!

debran M.View on Google

Have had nothing but excellent experiences working with David. He helped my wife and I through our first home purchase and has kept us up to date on refinance options. He’s always very responsive and informative!

Response from Owner

Thank you, Steve. It was a pleasure working with you and I look forward to helping you again in the future!

Working with David Lumb was a great experience. I reached out based on a reference from a trusted friend, and David was really easy to work with. He made the process transparent and answered all of my questions along the way. He even proactively reached out about preparing for a refinance in the event rates come down. I highly recommend his services!!

Response from Owner

We're thrilled to hear about your positive experience working with David Lumb at Certainty Home Lending. Thank you for sharing your feedback!

Eileen M.View on Google

Working with David Lumb was a great experience! I reached out based on a reference from a trusted friend, and David was really easy to work with. He made the process transparent and answered all of my questions along the way. He even proactively reached out about preparing for a refinance in the event rates come down. I highly recommend his services!

Eileen M.

An experienced partner who expertly guided us through a complicated process. Work ethic, communication and empathy all top notch. Looking forward to working with Dave in the future.

Response from Owner

We're honored to have guided you through the process, Matt. Looking forward to working with you in the future!

David and his team were incredible throughout the entire process, from providing excellent explanations in our initial introductory call, to the closing stage. Not only was the rate lower than in other places, he helped advocate for me as a strong lender. He helped me close in under two weeks and collaborated seamlessly with my realtor and title attorney. Communication throughout the whole process was excellent. I am truly appreciative of the entire team!

Response from Owner

Thank you so much for sharing your experience, Bianca! I am so glad we were able deliver a fast, seamless transaction from start to finish. Please let us know how we can help you again in the future!

Bianca H.View on Google

David and his team were excellent. They were educated, thorough, responsive, and transparent. Could not have asked for an smoother experience.

Response from Owner

Thank you, Kevin, for your kind words! We're thrilled to hear that you had such a positive experience working with David and the team. If you need anything in the future, don’t hesitate to reach out!

Great loan service and personal problem solving to get the job done. Highly recommend!

Response from Owner

Thank you so much, Rocky! I'm glad we could work through things with you and get you to the finish line so quickly. Please reach out if we can help you with anything else in the future!

TheRockyFilesView on Google

We have worked with David Lumb multiple times and have always been happy with his service! Looking forward to many more opportunities to interact with him on future loans!!

Response from Owner

Thank you, Kari! We're here for you for all of your future financing needs!

Equal Housing LenderEQUAL HOUSINGLENDER
© 2026 Guaranteed Rate, Inc DBA Certainty Home Lending. All Rights Reserved. Guaranteed Rate, Inc DBA Certainty Home Lending, NMLS 2611. For licensing information, go to: www.nmlsconsumeraccess.org. Headquarters: 3940 N. Ravenswood Ave. Chicago, IL 60613 - ph. (844) 615-2955 This site is not authorized by the New York State Department of Financial Services. No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site. This is not a commitment to lend. Program restrictions apply. Certainty Home Lending’s policy is to treat all applicants and borrowers in a fair and consistent manner and without regard to race, color, religion, national origin, age (provided the applicant or borrower has legal capacity to enter into a binding contract), sex, marital status, disability, familial status, receipt of public assistance, or exercise of rights under the Consumer Credit Protection Act, or any other prohibited basis identified under state law.

Powered by SocialCoach