Today · 9 AM – 5 PM
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Based on 49 star reviews
Based on 50 reviews
Ratings include all 50 reviews. Reviews collected directly from clients are shown only with their permission.
⭐⭐⭐⭐⭐ Brandon Huckaby did an excellent job helping my sister buy her first home! He was always available to answer our questions, explained everything clearly, and made the whole process much easier for us. We really appreciate his patience, professionalism, and support throughout the process. I highly recommend Brandon to anyone looking to buy a home!
Brandon Huckaby and his team worked their hind ends off to make this sale complete. They worked with a self-employed first time, home buyer and made it work. I cannot thank them enough for all they did. They went above and beyond. I highly, highly recommend.
No written review
Brandon is fantastic! He obviously cares about the people he is working with and his colleague Rachel has made everything go so smoothly!!
A GREAT GROUP OF PEOPLE,THANK YOU SO MUCH.
It was great to see Rate supporting SoKnox Pride! It really helps to see a mortgage company actively supporting diversity and the LGBTQ+ community.
As a Broker, I work with a lot of lenders, and Brandon has been someone I truly trust with my clients. He’s knowledgeable, hardworking, and always willing to think outside the box to help find solutions for different situations. One thing that really stands out is his availability and communication. If I’m writing an offer on a Saturday and need an updated pre-approval letter, Brandon is there. My clients consistently tell me how much they appreciate how responsive and helpful he is throughout the process. I’m grateful to have him as a trusted lending partner and look forward to working together for many more deals.
No written review
Excellent service and staff. Brandon Huckaby was awesome.
It was a good experience
Rate was very communicative and quick.
Excellent service! Very responsive and communicates quickly. I would highly recommend him and his team.
Brandon was great to work with from start to finish! As a real estate agent, it's important to have a lender who keeps up with new products and looks out for your buyers! Definitely recommend! Thanks friend!!🙏
Best Lender in Knoxville! He got us in our dream home AND CLOSED in 13 DAYS! ♥️ Couldn't have asked for a better lender😊
Very easy to work with and explained everything to us clearly
Brandon Huckaby
We truly enjoyed working with Brandon Huckaby for our home purchase financing. Brandon’s assistant, Rachel Reetz adeptly assisted Brandon in keeping us on task and was always efficient, professional, and personable. Brandon was knowledgeable, helpful, and has a great personality! I highly recommend them to anyone starting a home purchase, refinance, or renovation! I also am impressed with the commitment to diversity & inclusion aspect of the company.!
Brandon is an absolutely incredible lender, and I truly can’t say enough great things about him. He is someone I genuinely trust with my clients — and that trust means everything to me as a Realtor. From start to finish, Brandon goes above and beyond to ensure every client feels informed, comfortable, and confident throughout the lending process. He takes the time to clearly explain each step, patiently answers every question (no matter how big or small), and is always available when clients need reassurance or clarity. Time and time again, my clients tell me how safe and supported they feel working with him — and that speaks volumes. Beyond being an outstanding lender, Brandon is an amazing human. He genuinely cares about people and giving back to the community. When he closes, he donates to nonprofits, and most recently he donated to 4Them Sanctuary — an animal sanctuary that both my client and I hold very close to our hearts. That level of compassion and integrity says everything about who he is, both professionally and personally. As a Realtor, I walk alongside my clients through every step of their journey, and having a lender like Brandon on the team makes all the difference. His professionalism, knowledge, honesty, and genuine care for people truly set him apart. He doesn’t just close loans — he builds trust and lasting relationships. I wholeheartedly recommend Brandon to anyone looking for a lender who is reliable, responsive, and truly has their best interests at heart. You will be in excellent hands!
Brandon did an excellent job on our refinance. He was very professional and down to earth at the same time. He is very easy to talk to and went the extra mile for us!
If this app would allow me, I’d give Brandon more than 5 stars. Brandon understands that time is a valuable commodity; one that most of us have little of. After a brief conversation, Brandon went to work for me, double quick. Pre-qualified, pre-approved, cleared to close and able to acquire the home I wanted with the financing terms I needed. Brandon brought a wealth of knowledge and considerable years of experience to help me through the complicated maze of the mortgage lending process of today. He did all of the heavy lifting to structure my real estate transaction the way I needed and wanted. And he was there to give me clear, concise and straightforward answers to my questions. I whole heartedly recommend Brandon for any and all of your mortgage lending needs. You will be pleasantly amazed.
Brandon and his team managed to guide me through a trying process during a difficult time in my life. I’ve recently divorced after a 16 yr. marriage and have miraculously made it through the other side and have am so grateful to have actually been able to refinance my house so I can stay in my home. Don’t have words to express my gratitude for Brandon and his team! Their patience, open communication, accountability and professionalism is unmatched! They each deserve a metal😊. I highly recommend the rate team to anyone needing a mortgage company to help with their needs. They truly walk the walk!😊
Brandon delivers excellence in all he does. Whether you're a prospective first home buyer, considering options for managing debt or building your portfolio of investment properties, Brandon will take great care of you. He's more concerned with understanding helping the person, not just loans.
Response from Owner
Thanks for your trust, Tyler!
Brandon and his team were outstanding to work with and highly communicative. 10/10 recommend.
Response from Owner
Kelsi, we look forward to working more with you in the near future!
I’ve worked with Brandon for years, and he’s been my go-to for financial advice ever since. His honesty, professionalism, and deep understanding of both personal and business finance have helped me make confident decisions time and time again. Even after all these years, I still don’t make a major financial move without running it by Brandon first. You should absolutely work with Brandon and his team — you’ll be glad you did.
Response from Owner
Thank you for your trust and confidence in me, Michael. It’s been great watching your business grow and sustain your family over the last few years.
Working with Brandon was the absolute easiest part of the home-buying process! He explained all the steps and gave me different options to choose from to best meet my needs and goals. Communication was amazing and bringing my agent in on the conversation made me feel like buying my home was truly a team project. The process has gone more smoothly than I could ever have imagined! I wholeheartedly recommend Brandon and his team to anyone needing a home loan.
Response from Owner
Arcadia, thank you for the generous review! I’m thrilled the options, clear steps, and team approach with your agent made everything smooth. Enjoy the new home, and don’t hesitate to reach out if you need anything—or if I can help a friend or family member.
Brandon is beyond amazing! We are in the process of buying our first home, and he has been incredibly kind, helpful, and answered so so many questions! We trust him so much and recommend him tremendously!
Response from Owner
Annalee & Sarah, thank you both so much! It’s such an honor to be part of your first home journey. I’m grateful for your trust and excited to see you take this big step — you’ve asked all the right questions, and I’m here for you every step of the way.
Brandon was so knowledgeable throughout the entire process and made my first home owners experience feel like a breeze.
Response from Owner
Kristina & Benjamin, thank you so much! I’m thrilled I could help make your first home experience smooth and stress-free. Wishing you both all the best as you settle in!
Brandon has been an extraordinary help to me in multiple financial situations. He is extremely competent and professional. He is also an incredible ally to the local community, sponsoring many great causes. I would highly recommend him to anyone.
Response from Owner
Thanks so much, Greg! I’m grateful for your trust and glad I could help. Supporting clients and our community is what it’s all about.
Brandon is who you want as a Center of Influence. Having Brandon on your team, in your circle or on your side will give you the leverage needed to catapult you to exactly where you want to go! You just can't go wrong. If you want the best---> look no further.
Response from Owner
I'm truly grateful for your kind words and appreciation. It's rewarding to know that my efforts have had a positive impact. Thank you for sharing your experience!
Brandon is awesome, was there for us throughout the process.
Response from Owner
Life is an adventure! Why travel it alone? I’m glad to be part of your story, Chad. Ange and you are going to have many beautiful memories in this new home!
Brandon .. aka the community leader!!! If you didn't know that, but he is more than just a mortgage lender that has all the answers with helping you navigate the home buying process and/or market.. He is also a very caring individual that LOVES Knoxville and KNOWS Knoxville! Someone you can trust and be friend for a lifetime. :)
Response from Owner
Thank you so much, Katlin.
Brandon and Rate have made the process of buying my first home so easy and stress free. I was working with another bank for pre-approval and they were taking a long time, they were also unorganized and unprofessional. Brandon got me pre-approval within a day and talked to me about the whole process and what to expect. He has answered any question I've had and checked in with me throughout the process. It has been a wonderful experience!
Response from Owner
Jonathan, thank you so much for taking the time to share this! I’m so glad we could turn a stressful start into a smooth and positive experience for your first home purchase. It was a pleasure walking you through each step and making sure you felt confident along the way. Wishing you many happy memories in your new home! 🏡 — Brandon
Brandon and the team at Rate are absolutely fantastic! As a first-time homebuyer, I was so anxious about the entire process, but Brandon expertly handled my anxiety and guided me every step of the way, making sure I understood everything. He was able to get me pre-approved for more than my local bank and credit union, and he worked hard to get my closing costs down. Thanks to him, I found my new home in under three months, which was my goal! I highly recommend Brandon and Rate to anyone needing a mortgage.
Response from Owner
Cameron, I truly appreciate your kind words! I’m so glad I could help ease the anxiety of the process and get you exactly where you wanted to be—new home in under three months! It means a lot that you trusted me to guide you through such an important milestone. Congratulations again, and I hope you absolutely love your new home! — Brandon
Brandon has always been great to work with and has taking very good care Of me and my family. I will not hesitate to use him again when the opportunity presents itself. Thanks for everything that you do Brandon!
Response from Owner
Thank you for your kind words and trust in me! Your continued loyalty means everything to us, and we truly appreciate your willingness to work with us again in the future. We look forward to serving you whenever the opportunity arises. —Brandon
I have had the pleasure of banking with Brandon in his previous role, and now he's helping me once again in his new role! No matter what Brandon is doing, he is always bringing his best self to the table. I trust him as a subject matter expert in any field that he enters. His consistency in excellence and serving the community is why I sought him out to help me with this next phase of my financial journey.
Response from Owner
Thank you so much, Katie! It truly means the world to have your continued trust and support through each phase of our journeys. I'm honored to be part of your financial path again—this time through homeownership—and I’m committed to showing up with the same level of care, knowledge, and consistency you’ve come to expect. Let’s keep building forward together! —Brandon
Working with Brandon Huckaby was one of the smartest financial decisions we've ever made. Brandon made the entire process easy and his knowledge provided options we had never considered, enabling us to receive a better interest rate and full value for our money. His work ethic is unmatched and he works tirelessly to serve his clients. We found Brandon to be the consummate professional, yet his approach was personalized to suit our specific situation and circumstances. We couldn't possibly be more pleased with the results and he has our highest recommendation.
Response from Owner
Karen, your words truly mean so much to me. I’m incredibly grateful to have been part of your journey and to know the experience brought real value to your family. Helping you explore your options and find the best path forward was an honor—and I’m so glad the outcome exceeded expectations. Thank you for your trust, your kind words, and your wholehearted recommendation. —Brandon
Brandon is a top notch loan officer! Not only is he personable but he also makes it a “human experience”. It’s not just about numbers to him, he will have your best interest at heart. 10/10 recommend.
Response from Owner
Thank you so much, Amy! That means a lot—especially coming from someone who puts so much heart into their own work. I always aim to make the mortgage process feel personal, not transactional, and I’m so grateful we get to serve our clients with that shared mindset. Here’s to many more smooth closings ahead! —Brandon
I can’t imagine a smoother process with anyone else. Thank you.
Response from Owner
Thank you, Mom! Your support has always meant everything to me. I’m glad I could make the process smooth—even with the added pressure of having you as my client! Love you always. —Brandon
Brandon goes above and beyond to make sure the community is cared for and that you are heard. He is tireless, kind, professional, and you are in great hands with his guidance! You won’t be disappointed! I’ve know him for years and he is a fierce advocate for our community’s needs.
Response from Owner
Khann, your support means the world to me. You’ve been a pillar in this community for so long, and I’m honored to know you and to stand beside you in this work. Thank you for the kind words, for always seeing the heart behind what I do, and for being such a fierce advocate yourself. Grateful for your trust—always. —Brandon
Brandon is an awesome person to partner with, especially if your passion is helping people above all else. He always brings empathy and kindness to the table, something so important in this day and age when it comes to lending.
Response from Owner
CJ, thank you! That means a lot coming from someone who leads with integrity and care in every inspection. I’m grateful to partner with professionals like you who put people first—because that’s what this work is really about. Looking forward to helping even more folks together! —Brandon
Brandon Huckaby and I go back to his time in banking prior to him being in mortgages. This man is the consummate professional with a keen understanding of client success. He selflessly wants what is best for the client he is working with at the time, above his own interests. A fiduciary through and through, you can rest assured that whatever Brandon is doing he is doing it with the best of intentions and with your success at the core of it all.
Response from Owner
Alex, I truly appreciate your kind words and longtime support. It’s been an honor to grow alongside professionals like you who always put clients first. I take pride in leading with heart and integrity, and I’m grateful to work with partners who share that same commitment. Here’s to many more client wins together! —Brandon
⭐️⭐️⭐️⭐️⭐️ Brandon is the kind of banker everyone deserves. During the time I banked with Brandon, he was consistently helpful, approachable, and incredibly knowledgeable. Whether I had questions about my accounts, needed help setting up online banking, or just wanted advice on how to better manage my finances, Brandon always took the time to listen and explain things clearly. He genuinely cared about my financial wellbeing—not just my balances—and it showed. It’s rare to find someone in banking who combines professionalism with such a personal touch, but Brandon did that every time. I always felt like I had an advocate on my side. If you get the chance to work with Brandon, take it.
Response from Owner
Maddox, this means more than I can put into words. It’s been an absolute honor to be part of your financial journey—and to earn the trust of your family too. I’ve always believed relationships matter more than transactions, and I’m so grateful you’ve felt that in every interaction. Thank you for your trust, your loyalty, and for always showing up with kindness. —Brandon
Brandon is a hardworking and dedicated mortgage lender who truly looks out for his clients. He’s professional, reliable, and takes the time to make sure every detail is handled with care. His drive and commitment make him someone you can trust during an important financial process.
Response from Owner
Thank you so much, Desire! I truly appreciate your kind words and support. I know how important and personal this process can be, and it means a lot to know that care and commitment came through. I’m grateful to do this work—and even more grateful for folks like you who make it so worthwhile. —Brandon
Professional, knowledgeable about the business and the community, excellent financial experience. Highly recommended!
Response from Owner
Thank you, Susan! It means a lot coming from someone who’s known me through so many chapters. I’m grateful for your trust and support—and I’m always here when you or your circle need a steady hand in the mortgage world. —Brandon
Brandon is so genuine and really cares about doing what’s best for people. He’s a hard worker, a go-getter, and will do everything possible to leave his clients happy. I highly recommend him.
Response from Owner
Thank you so much, Trista! I really appreciate your kind words and the chance to work alongside someone who shares the same drive to serve people well. It’s always a pleasure partnering with you and the Judy Brewton Team—here’s to many more happy clients ahead! —Brandon