Gonzalo was very efficient, helpful, & made everything easy to understand. I would recommend him to anyone needing assistance in applying for a loan.

Location & hours
Gonzalo Lopez at Rate (NMLS #1239467)
Today · 9 AM – 5 PM
Office hours
- Monday
- 9 AM – 5 PM
- Tuesday
- 9 AM – 5 PM
- Wednesday
- 9 AM – 5 PM
- Thursday
- 9 AM – 5 PM
- Friday
- 9 AM – 5 PM
- Saturday
- Closed
- Sunday
- Closed
Reviews
Write a reviewExceptional rating
Based on 10 star reviews
Loved by clients
Based on 11 reviews
Patient and helpful throughout the whole process. Made it possible for me and my wife to own a home as first time buyers. Made it clear what we need and what was expected and followed up trough with everything. Thank you
I can’t thank Gonzalo enough for his incredible patience and support throughout my home-buying journey. As a first-time homebuyer, I was nervous, hesitant, and full of questions, but he guided me through every step with professionalism and kindness. I changed my mind more times than I can count, and I’m sure I drove him crazy, but he never once made me feel like a burden. Instead, he reassured me, provided clear explanations, and helped me gain the confidence to make the right decision. Thanks to his expertise and dedication, I am now a proud homeowner! I highly recommend Gonzalo to anyone looking for a knowledgeable, patient, and genuinely caring mortgage professional.
My Realtor sent me to Gonzalo. She really talked him up...and it was all well deserved. Within 2 days of contacting him and attaching my accounts online (so I had to submit fewer bank statements), I was pre-approved for a lot more than I expected. My first property fell thru, but we didn't miss a beat. I closed on the second property last week. Due to Gonzalo's knowledge and hard work, we were able to close early (in 3 weeks). He is always friendly and super smart. Being my first property purchase, he answered all my questions, went over all documents with me and made sure I was comfortable with the transaction. I intent to buy more property in the future and wouldn't consider using anyone else!
Gonzalo made purchasing a home and staying withing budget a breeze. He was so patient and understanding throughout the whole process. He was always just a call away whenever i had any questions. He always had good advise for purchasing my 1st home. I closed on my 1st home in time thanks to Gonzalo. He made sure we got all items in order beforehand, so when the time came, we were ready. Im so glad I chose him for my home loan.
Whether you are a first time homebuyer or an investor, financing can be challenging when you do not have the cash sitting in the bank. Although, that should not discourage anyone from finding a lender that can help you reach your goals. It is important to note that not all lenders are made the same. In my experience, Gonzalo's can do attitude from day one was moving. For those that have purchased a home before, the process can be mentally draining and difficult, especially when going through financing, nerves kick in. And Gonzalo was there to reassure he had everything needed to close on time. His positive and can do attitude, professionalism, and knowledge of the market, made it easy for me to quickly get the most up-to-date information. In fact, his ability to respond quickly, no matter the time and day was very inspiring. He made an effort to understand my needs, wants, and more importantly, did a great job in setting the right expectations early in the process. By the time we were reaching the end, closing was not a surprise or mystery. The rate, closing costs, and financing terms were not only understood, but expected, and this does not always happen. Now, this is an unmatched experience that no bank can compete with. When you partner with Gonzalo, he truly makes it all about you, and makes sure the end goal is met. He is more than capable in partnering with any realtor to help you close on the best deal. And the level of transparency he provides made my whole experience easy. As a result, my family and I closed last week on our second property, and none of this would have been possible without his guidance, leadership, and expertise. When he had told me to trust the process at the beginning, I was nothing but nervous, but today I write this review truly believing that this professional means every word he says. How Gonzalo does it all? I do not know, but he is truly an expert at his craft. Anyone looking to buy or refinance will benefit tremendously from an ethical and trustworthy leader. On behalf of my family, thank you, Gonzalo! You helped us achieve our goals and for that we are so grateful. It was a true pleasure partnering with you on my home purchase, and look forward to staying in touch.
I got the opportunity to work with Gonzalo on a refinance and the whole entire process was easy. Any questions or concerns that I had he was able to answer or reassure me with the process. Everything was transparent and I knew I was in the right hands.
I’ve know Gonzalo for years now, even before he became my lender. Before I even decided to begin the home buying process, Gonzalo was very informative. I was not sure if I would be able to qualify, but he went over the numbers with me and reassured me that it would work out. Also, Gonzalo always answered my texts and calls. To this date, he continues to answer my questions. There’s no better person to have on your corner.
My husband and is loan through a bank was denied the Day Before escrow closed. We thought that was the end for us, until picked up our application and had us approved The Very Next Day!!! Seriously so thankful for him helping us get our dream home.
Our Lender Gonzalo Lopez, was a great pleasure to work with, very professional. Answered all questions, he was with us every step of the way, updating was a ongoing thing with our loan. We closed on time. We couldn't have been any happier. Good Job Gonzalo!!
Gonzalo and his team are a DREAM TEAM! Not only are they mortgage professional but also have a full digital marketing team on staff. As an agent, marketing is always the hardest part in business but Gonzalo and his team work wonders! They are definitely well ahead of the curve. I'm glad to have met him and call him a friend. Any agent out there who needs help growing their business, go to Gonzalo!
