Andrew Chelton

Jun 29, 2026

Great experience with Andrew and Kelly! Quick and efficient experience

Andrew Chelton exceeded my expectations!

We had a wonderful experience working with Andrew while buying our first home. As first-time buyers, we had a lot of questions at all hours of the day, and he was incredibly patient, responsive, and clear every step of the way. Andrew stayed on top of every detail and helped everything move smoothly and on time. We appreciate his expertise and support and would highly recommend him to anyone.

Professional and seamless!

Based on their professionalism, responsiveness, and able to complete the task in a timely manner.

Andrew was incredible to work with. He brought me and my seller a strong, qualified buyer who made it to the finish line with no issues. I would love to work another deal with this lender.

Apr 3, 2026

Andrew was incredible to work with. He brought me and my seller a strong, qualified buyer who made it to the finish line with no issues. I would love to work another deal with this lender.

Andrew was incredible to work with. He brought me and my seller a strong, qualified buyer who made it to the finish line with no issues. I would love to work another deal with this lender.

Feb 5, 2026

The best of the best. Andrew was extremely responsive during our refinance process, answering every single question we had for him and providing detailed responses and examples. This is the exact kind of partnership we were looking for and will be working with him for the foreseeable future!

Andrew and team were amazing to work with... quick, attentive, communicative, and helpful.

Jan 30, 2026

We had a wonderful experience working with Andrew while buying our first home. As first-time buyers, we had a lot of questions at all hours of the day, and he was incredibly patient, responsive, and clear every step of the way. Andrew stayed on top of every detail and helped everything move smoothly and on time. We appreciate his expertise and support and would highly recommend him to anyone!

Jan 18, 2026

No written review

Jan 1, 2026

Andrew Chelton and the team at Rate.com were amazing. They were quick, efficient, considerate and walked me through the loan process step by step. I will use them again and definitely would recommend them to anyone buying a home. Thanks Andrew!

Andrew Chelton and the team at Rate.com were amazing. Quick, attentive, easy to work with every step of the way. I will certainly use them again and would recommend to anyone needing a home loan. Thanks Andrew!

Nov 1, 2025

I worked with Andrew on a previous purchase, and he helped me understand the purchase process, so it was a no brainer on the next purchase, and he was a massive help in working through details to get us the right numbers setup. I 100% will use him again and highly recommend to anyone. Fantastic guy!

Andrew was awesome. He took the time to explain things to me, and I never felt like a burden.

Andrew was great! easy to work with and quick to reply

Jul 16, 2025

Andrew Chelton was great! Very easy to work with and my situation was a little wonky at times with being on the road full-time. Andrew came in clutch and got us a great rate. 10/10 recommend.

Jun 20, 2025

No written review

Andrew is the best! As a first time home buyer he never made me feel pressured or encouraged me to take out more than I could afford. He graciously gave time to walking me through the process and making sure I understood each step. Truly thankful for his help!

Easy to work with and competent

Very helpful and proffesional

We were extremely happy with our experience - I think everyone should always shop around, though.

The process was extremely clear, well-explained, and the follow-up at each stage was excellent.

Andrew Chelton is extremely thorough, responsive, kind, and makes everything easy to understand.

Great speed and service

May 24, 2024

Andrew is the BEST mortgage lender in the business! We were in the market for a new home for almost a year before going under contract and Andrew was there for every step over MANY months, and many potential homes. Our loan wasn't as straightforward as some, (multiple 1099s) and he went above and beyond to make everything seamless. His communication, creative thinking and problem solving are truly incredible traits. You will not regret working with him!! Thank you for everything!!

Jun 14, 2023

Andrew walked with us through this process like we were the only customer he had. He was right there, quickly responding to every question, and clearly explaining every step and every option. This was the best experience obtaining a home loan that I have ever had! Many thanks!

Jun 13, 2023

Andrew makes people feel like customers, not numbers. He was extremely helpful, communicative, kind, and patient with all our questions. He explained things clearly and made sure we understood everything and got the best rates and options possible. Their closing process allowed us to have time to carefully read everything and ask all the questions we wanted. He supported us with exceptional care and professionalism, and I would recommend working with him to anyone!

Andrew is extremely thorough, kind, patient, and quick to respond, day or night! He made things easy to understand and never made me feel dumb when I felt clueless about something confusing. I couldn’t recommend him more. He’ll be our first call in the future for all things mortgage-related!!

Nov 8, 2022

This is our second time getting a home loan through Andrew Chelton and both times have been seamless! Really fast, excellent communication - everyone on the staff was a pleasure to work with, especially Zach and Andrew. Thanks guys!

Oct 31, 2022

Before collaborating with Guaranteed Rate, I applied for pre-approval with another mortgage company but did not close a new loan with them after experiencing a painful process. Then, Andrew, Zach and their team provided smooth and super efficient support for my mortgage loan application. It ended up closing within only 14 days. Highly recommended.

Oct 26, 2022

No written review

Oct 26, 2022

Andrew was on top of his game. Not only was he able to work through this quick 2 week closing, he made sure everyone stayed updated! Very much appreciated!