Ratings include all 195 reviews. Reviews collected directly from clients are shown only with their permission.
Hi Scott and Team
I wanted to take a moment to express my sincere appreciation for you and your entire team throughout my home-buying journey. Closing successfully was a smooth and seamless experience, and a huge part of that is thanks to your exceptional guidance and professionalism.
From day one, you made a complex mortgage process feel effortless. Your communication was always clear, prompt, and reassuring, and your team handled every detail with incredible efficiency. I always felt completely confident knowing we were on track to meet our milestones.
Thank you for your dedication, hard work, and for making this such a positive experience. I will gladly recommend your services to anyone looking for a top-notch mortgage lender.
Best regards,
Sita Prakash
Very Good Support from Scott and his team. Highly recommended. Very professional
Response from Owner
Kesava, it's been an absolute pleasure working with you & Sita. My team and I truly appreciate your kind words about our support. We're so glad we could make this process smooth and professional for you. Please always feel free to keep us in mind if any friends or family ever need guidance with their home loans.
Scott has been such a pleasure to work with. He was very communicative, responding quickly to inquiries. He always took the time to send a message or give a quick call to check in and answer our questions. I would highly recommend working with Scott for his friendly, professional disposition and expertise in home loans.
Response from Owner
Bernadette, it's been an absolute joy partnering with you on your home loan journey. I always want to ensure you feel fully supported and well-informed from our very first conversation right through to closing day. Knowing that my team and I could make the communication seamless and clear means a tremendous amount to me. Enjoy your wonderful new chapter in the property, and please always reach out if you need anything down the road!
We had a great experience working with Scott on our mortgage. He was always available, responsive, and patient with all of our questions, and made the entire process smooth and easy to understand. We really appreciated his help throughout the whole process and would definitely recommend him!
Response from Owner
PinkPic, it was an absolute pleasure guiding you through your home loan. Our entire local team and office staff truly enjoyed working with you and making sure every question was answered along the way. We deeply appreciate your trust in us. If you ever know of any friends or family who could use a smooth mortgage experience, we'd be honored if you kept us in mind.
Scott was super helpful throughout our entire mortgage process. From start to finish he answered all our questions, was easy to contact, and always responded promptly. Scott made everything easy to understand and made sure to explain all our options. Highly recommend working with Scott and the entire Rate team!
Response from Owner
Brandon, it was such a joy partnering with you to bring your home loan together so quickly and smoothly. I'm deeply grateful for your kind words and trust in our team. If you ever have friends or family who need a hand with their mortgage down the road, we'd love to help them just as well.
Working with Scott and his teams was a great experience from start to finish.
Scott was incredibly responsive, knowledgeable, and always took the time to answer our questions and keep us informed. His professionalism, attention to detail, and commitment to getting us to the closing table on time gave us complete confidence throughout the process.
I highly recommend him to anyone looking for a trustworthy, efficient, and dedicated mortgage lender. Thank you for making this such a positive experience!
Response from Owner
Thank you so much for your wonderful review, Maida! We are truly thrilled to hear that working with Scott and his team was such a great experience from start to finish. Scott's responsiveness, professionalism, and commitment to a smooth and timely closing are exactly what we strive for every single time. It's fantastic to know that his attention to detail, knowledge, and dedication to keeping you informed throughout the process gave you the confidence you needed every step of the way. We will be sure to pass along your kind words to Scott and his team, as feedback like this means the world to them. Thank you for trusting Scott with such an important milestone, and for taking the time to share your positive experience. Your recommendation truly means a great deal to us!
Working with Scott and team was the smoothest process that we ever dealt with. I did run comparison on rates, as Scott suggested we do, and found Scott not only provided the best rate but also provided so many resources to help along the buying process. If you ever feel like the bank system is giving you the run around. Call Scott so you can breath a sigh of relief and get the best resources available.
Response from Owner
Thank you so much for sharing your wonderful experience, Kamil! We greatly appreciate your kind words and are truly delighted to hear that working with Scott and the team was the smoothest process you have ever dealt with. That is honestly one of the greatest compliments we could receive, and it means so much to us that your experience stood out in such a positive way.
It is fantastic to know that Scott's suggestion to run a rate comparison not only gave you confidence in your decision but also resulted in you finding the best rate available. That is exactly the kind of outcome we strive for, and we are so glad that taking that extra step paid off for you in such a meaningful way. Scott truly believes in empowering clients to make informed decisions, and hearing that this approach worked so well for you is incredibly rewarding for the entire team.
We are also so pleased to hear that the resources provided along the buying process made such a meaningful difference for you. Scott and the team take great pride in ensuring that every client feels supported and well-equipped throughout their journey, especially when navigating a process that can sometimes feel overwhelming and complicated. Knowing that those resources were valuable to you reinforces why we are so committed to going above and beyond for every single client we work with.
Your recommendation for others who may feel like the bank system is giving them the runaround truly means the world to us. It is so encouraging to know that you would confidently point others in our direction, and we genuinely hope that anyone who finds themselves feeling frustrated with the traditional bank process takes your advice and reaches out to Scott. We are confident they will experience the same level of care, dedication, and expertise that you did throughout your buying journey.
We will absolutely make sure to pass along your incredibly kind words to Scott and the rest of the team. They will be so thrilled to hear that their hard work and commitment made such a lasting impression on you. Thank you again, Kamil, for taking the time out of your day to share your experience. It truly means everything to us, and we wish you all the best in this exciting new chapter!
Thank you so much for your kind words, Ying! We are truly glad to hear that you found our team professional and responsive throughout the process. Being professional and responsive are qualities that matter deeply to us, and it is always wonderful to know that our efforts are making a positive impact on our clients' experiences. We genuinely appreciate the trust you have placed in us, and it means a great deal to our team. We look forward to the opportunity of working with you again in the future!
Scott and his team are truly the dream team! Buying our first house was very daunting for my husband and I, and Scott could not have been more helpful, patient and knowledgeable. He was always available to answer any questions we had at any time of day - even weekends. At the request of the sellers we had to do a 25 day close which is pretty quick, but Scott made it happen (even with a holiday weekend in between) ! We are so happy we chose Scott and would recommend him and his team to anyone buying a home. Thank you Scott!
Response from Owner
We are truly grateful for your kind words, Lauren! It was an absolute pleasure working with you and your husband through this exciting milestone. We completely understand how daunting the home-buying process can be, especially for first-time buyers, and we are so glad that Scott and his team were able to make the experience as smooth and stress-free as possible for you both. A 25-day close with a holiday weekend in between is certainly no small feat, and we are thrilled that Scott was able to make it happen while keeping you informed and supported every step of the way. Your kind words about Scott's availability, patience, and knowledge truly mean the world to us. Congratulations on your first home, Lauren! We wish you and your husband all the happiness in your new home, and we sincerely thank you for recommending Scott and his team to others looking to buy a home!
I worked closely with Scott Lief and he was so helpful, Knowledgable and kind!
JJenna H.
Very efficient and smooth transaction
SSavalan B.
No written review
HHoward C.
Scott was great all through the process from beginning to end. I highly recommend his company for your mortgage needs.
Response from Owner
We are so happy to hear that Scott delivered a great experience from beginning to end of your mortgage process. It is truly wonderful to know that he was able to guide you through every step of the journey and make the entire experience a positive one. Having someone who is dedicated and attentive throughout the entire mortgage process makes all the difference, and we are thrilled to hear that Scott was able to provide exactly that kind of support and guidance for you.
Thank you so much, Alex, for taking the time to share your kind words and for recommending us for mortgage needs. We understand that you have many choices when it comes to mortgage lenders, and we are truly grateful that you chose to work with us and that Scott was able to make your experience such a memorable and positive one from start to finish.
Your recommendation means a great deal to us, and knowing that you would recommend Scott and our company to others for their mortgage needs is incredibly meaningful to our entire team. We will absolutely be sure to pass along your wonderful and kind words to Scott, as feedback like yours is a true testament to the hard work and dedication he puts into every step of the mortgage process for each and every client he works with.
We look forward to being of service to you again in the future and hope that you will not hesitate to reach out to Scott whenever you need assistance with your mortgage needs!
Working with Scott and his team was an outstanding experience from start to finish. They were professional, responsive, knowledgeable, and incredibly supportive throughout the entire process. Every question was answered quickly and clearly, and they made what could have been a stressful experience feel smooth and manageable.
Their attention to detail, transparency, and dedication truly stood out. They worked hard to secure the best possible outcome and kept me informed every step of the way. I genuinely felt like they cared about my goals and were always looking out for my best interests.
I highly recommend Scott and his team to anyone looking for a reliable and trustworthy mortgage group. Thank you again for all your hard work and exceptional service!
Response from Owner
We are absolutely thrilled to hear about your outstanding experience! Thank you for recognizing our team's dedication and professionalism throughout your mortgage process. It means the world to us to know that Scott and the entire team were able to provide you with the responsive and knowledgeable service you deserved from start to finish.
We're particularly pleased that our commitment to transparency and attention to detail helped make what could have been a stressful experience feel smooth and manageable for you. Keeping our clients informed every step of the way and ensuring all questions are answered quickly and clearly is something we take great pride in.
Your feedback about feeling supported throughout the entire process and knowing that we genuinely cared about your goals truly validates our approach to client service. Working hard to secure the best possible outcome while always looking out for our clients' best interests is at the core of what we do.
Thank you so much for taking the time to share your experience and for recommending our mortgage group. We're grateful for clients like you who recognize the exceptional service and hard work our team puts into every transaction.
Awesome people and easy to work with, also kept me informed each step,
Big Thanks to Scott and Kelly
PPramod K.
Attentive and knowledgeable
AAnne R.
I cannot recommend Scott Lief and his team at Guaranteed Rate highly enough. I needed someone who truly understood residential lending and creative financing strategies. Scott helped us navigate a sophisticated piggyback loan structure for our new home, ensuring every detail was accounted for.
What truly set Scott apart was his dedication; he was physically present at our closing to ensure everything went smoothly and to support us through the final paperwork. His communication was proactive, and he made a stressful process feel incredibly manageable. He even owned a mistake when it happened and worked with us to find a solution. If you are looking for a loan officer who treats your investment as his own, Scott is the person to call.
Response from Owner
We are elated to hear about your positive experience with Scott Lief at Rate. Your feedback is greatly appreciated. It's wonderful to know that Scott was able to help you navigate the sophisticated piggyback loan structure for your new home and that his expertise in residential lending and creative financing strategies made such a positive impact on your home buying journey. We're particularly pleased to hear that Scott's dedication shone through by being physically present at your closing to ensure everything went smoothly and to support you through the final paperwork. His proactive communication approach and ability to make what can be a stressful process feel manageable is exactly what we strive for. We also appreciate you noting how Scott took ownership when a mistake occurred and worked with you to find a solution - this level of accountability and commitment to treating your investment as his own is what sets our team apart. Thank you for taking the time to share your experience and for recommending Scott and his team.
Scott was so helpful, kind, knowledge and always available to answer any questions I had! My husband and I had a great experience working with Scott to buy our first home! Thank you so much Scott!!
Response from Owner
We greatly appreciate your positive feedback, Jenna! Thank you for choosing Scott Lief at Rate for your first home purchase. It's wonderful to hear that Scott was able to provide you with the helpful, kind, and knowledgeable service throughout your home buying journey. We're delighted that he was always available to answer your questions and that both you and your husband had such a great experience working with him during this important milestone of purchasing your first home. Your kind words about Scott's dedication and support mean a great deal to us!
We had a great experience working with Scott on our home purchase. He was extremely responsive, always available to answer our questions, and made the process smooth and stress-free. His professionalism, knowledge, and clear communication gave us confidence every step of the way. Highly recommend him.
Response from Owner
We are honored to hear about your smooth home purchase experience. Thank you for recognizing Scott's responsiveness and professionalism. It's wonderful to know that Scott was able to make the entire process stress-free for you by being extremely responsive and always available to answer your questions. We truly appreciate you highlighting his knowledge and clear communication skills that gave you confidence throughout every step of your home purchase journey. Your recommendation means a great deal to us and to Scott.
Thank you for your wonderful feedback. We appreciate you sharing your positive experience with us. It means a great deal to our team to know that you had a great overall experience throughout the process. Your feedback helps us understand that we're meeting our goals in providing quality service to our clients. We're grateful that you chose to work with us and took the time to share your thoughts.
We had a very tight closing schedule, but Scott and his team pulled it off and got us to the finish line in just 13 days!!!
Response from Owner
We are grateful Min-Han pulled off your tight 13-day closing! Scott and team appreciate your trust during this process. We understand how challenging it can be to work within such a tight closing schedule, and we're thrilled that Scott and his team were able to successfully navigate all the requirements to get you to the finish line in just 13 days. Your confidence in our team throughout this accelerated timeline means a great deal to us, and we're so pleased we could deliver the results you needed within your timeframe.
Awesome, Everything went so smooth
Scott and Kelly did a awesome job
Will highly recommend them to my friends and family
PPramod K.
You are all fantastic people and made this loan amazingly easy process. You are all fantastic.
BBohdan H.
We cannot recommend Scott highly enough. Ours was a fairly complex loan due to our self-employed status, and we knew from the start that it would require extra care, expertise, and persistence. Scott handled everything with exceptional professionalism and skill, and thanks to him, the loan process was ultimately a complete success.
What truly sets Scott apart is his availability and dedication—he was always willing to take our calls, no matter the time, and consistently made us feel supported and reassured throughout the entire process. That level of responsiveness is rare and made a world of difference for us.
We also want to give special thanks to Beth Anne and Liz, who were wonderful to work with as well. They were knowledgeable, kind, and incredibly helpful, and together the team made what could have been a stressful experience feel manageable and even smooth.
If you’re looking for a loan officer who is reliable, knowledgeable, and truly committed to getting the job done—especially for more challenging loans—Scott and his team are outstanding. We are so grateful for their hard work and would recommend them without hesitation.
Response from Owner
Your review is appreciated. We are glad to hear about your positive experience with Scott and the team. Thank you for sharing your feedback.
Scott and and his team were so helpful in getting us our dream home. He really went out of his way to make sure we were clear on everything and took the time to check-in and explain things. I highly recommend him and his team!!
Response from Owner
We greatly appreciate your trust in us for your dream home! Thank you for recommending Scott and the team.
Scott and his team are simply the best in the business. They can tackle almost any complex situation and do it with professionalism. They possess a genuine desire to help their clients and will do just about anything to make any situation work.
For all mortgage needs I would not look anywhere else and happily don’t have too. Scott and his team has a client for life in me.
Response from Owner
We're overjoyed to hear about your positive experience with Scott Lief at Rate. Thank you for sharing your feedback!
Working with Scott Leif as our mortgage officer was an exceptional experience from start to finish. His professionalism, honesty, and unwavering commitment to seeing the loan process through were evident every step of the way. We faced a very difficult situation that at one point felt truly untenable, but Scott handled it with remarkable transparency, compassion, and an ability to stay steady under pressure. Thanks to his persistence and guidance, what began as a stressful challenge ultimately became a joyful closing.
Scott communicates clearly with every member of the team, keeps the process moving, and facilitates time-sensitive tasks with precision and urgency. His leadership is a major reason our outcome was so successful.
We also want to recognize Mike Galanti and Kelly Vietmeier for their exceptional, detail-oriented support throughout the renovation portion of the loan. Their precision care, organization, and dedication gave us confidence at every stage. They are by far, the best in the business.
Without hesitation, we highly recommend Scott, Mike, and Kelly to all friends, family, or anyone embarking on the home buying or renovation journey. They turned a complicated process into a truly positive experience, and we are beyond grateful for their expertise.
Response from Owner
Thank you for your wonderful feedback about Scott's exceptional professionalism and Mike and Kelly's detail-oriented support throughout your challenging loan process.
He is a professional. He tries his best to make things done successfully. Also his team does the same as well. Very much recommend to work with him and his team.
Response from Owner
We are thrilled to hear about your positive experience with Scott Lief at Rate. Thank you for recommending us!
I had a great experience working with Scott and Beth Anne on my mortgage — they were super helpful every step of the way. The whole process was smooth and way less stressful than I expected. Would definitely recommend them to anyone buying a home!
Response from Owner
We are grateful for your positive feedback, Natalya. Thank you for sharing your experience with us!
Scott was great! He worked tirelessly to obtain the best rate for me on my refi. Both he and his team helped me to close as fast as possible in order to consolidate multiple loans into my new mortgage payment. I would highly recommend Scott for your mortgage needs.
Response from Owner
Thank you for your review! We appreciate your trust in our team for your refinancing and consolidation needs.
Working with Scott was an absolute pleasure from start to finish. As first-time homebuyers we had a lot of questions and uncertainty about the mortgage process, but he made everything feel clear and manageable.
From the very beginning, Scott was incredibly attentive taking the time to walk us through each step of the process, explaining the terminology, requirements, and timelines in a way that was easy to understand. He proactively provided updates and always made sure we knew what to expect next. His cheerful and professional communication style gave us so much confidence during what can be a stressful time.
If you're looking for someone who walks with you throughout the process and makes the mortgage process smooth and seamless, I highly recommend Scott we are deeply grateful for his support and would gladly work with him again in the future!
Response from Owner
We deeply cherish your kind words and are thrilled to hear about your positive experience working with Scott. Thank you for sharing your feedback!
Great communication, the app, the team was great to work with.
JJames C.
Scott and team was on top of everything. Everything was done in a timely manner
LLince M.
Scott Lief was fantastic and very hands on throughout the whole process. Everything went smoothly with complete transparency. Would definitely recommend to anyone.
KKylie C.
When the deal was almost falling apart with no hope to proceed any further there we got a ray of hope when Scott was looped in as our mortgage lender .
Our experience of closing on a mortgage loan with Scott was fantastic. Scott was incredibly helpful and responsive throughout the entire process. He was crisp and clear about the whole procedure.
He took the time to answer all questions and explain each step clearly. His expertise was invaluable in navigating the complexities of the mortgage process, and he even helped us secure a lower interest rate than expected. Scott is highly recommended to anyone looking for a reliable and professional mortgage lender.
Response from Owner
Thank you for your kind words about Scott Lief at Rate. We're honored to have been able to assist you with your mortgage needs. We're so glad that Scott was able to step in when your deal was almost falling apart and provide the ray of hope you needed to move forward. It's wonderful to hear that Scott's responsiveness and helpfulness made such a positive difference throughout your entire mortgage process. We take pride in ensuring our team members are crisp and clear about procedures, and it's gratifying to know that Scott took the time to thoroughly answer all your questions and explain each step clearly. His expertise in navigating the complexities of the mortgage process and ability to help secure a lower interest rate than you expected truly exemplifies the professional service we strive to provide. Thank you for recommending Scott to others looking for a reliable and professional mortgage lender.
Scott exceeded my expectations and showed me how easy and painless this process can be. I am self-employed so often my accounting involves a lot more paperwork and participation than normal, but Scott and team had the experience and knowledge to handle everything effortlessly, on time (early), and allowed me to have confidence in a critical piece of our new home purchase. He provided regular check-ins and updates and he even came to the closing, though he didn't need to. A+ all around from Scott and Rate.
Response from Owner
We're thrilled to hear about your positive experience with Scott at Rate. Thank you for sharing your feedback! It's wonderful to know that Scott exceeded your expectations and made the mortgage process easy and painless for you. We understand that self-employed clients often face additional paperwork and complexity, so we're particularly pleased that Scott and his team were able to handle everything effortlessly with their experience and knowledge.
Your mention of the extensive paperwork and participation typically required for self-employed borrowers really highlights Scott's expertise in navigating these more intricate situations. We're proud that his team's experience allowed them to manage all the details seamlessly, removing any stress or burden from your shoulders during this important time.
It's great to hear that they completed everything on time - even early - and that you felt confident throughout this critical piece of your new home purchase. The fact that Scott was able to deliver ahead of schedule while maintaining quality and thoroughness speaks volumes about his dedication and professionalism. We know how important timing can be in home purchases, and we're delighted that Scott's efficiency contributed to your successful transaction.
We're also delighted that Scott provided you with regular check-ins and updates throughout the process, keeping you informed every step of the way. His commitment to communication clearly made a difference in your experience. And that he went the extra mile by attending your closing, even though it wasn't required, truly demonstrates his personal investment in your success and satisfaction.
Your A+ rating means the world to us and Scott! We're grateful for clients like you who take the time to share their positive experiences.
As 1st time home owners Scott was very patient with us explaining every detail of how everything worked, was set up and broken down. He kept up with the rates, to make sure we got the best interest rates as these kept moving - our financial ninja! We kept a very open communication and was very helpful in accommodating an extension for us due to some paperwork delays. Highly recommend him and his team! Thank you, Scott!
Response from Owner
We are delighted to hear about your first-time homebuying experience! Thank you for recognizing Scott's patience, dedication to finding the best rates, and accommodating communication style. Your satisfaction means everything.
My situation was very unique in that I ended up refinancing shortly after closing on my new property. Scott worked tirelessly to find a loan product that made sense given my situation, consistently was accessible/responsive, and would answer any/all questions. More importantly, if he didn’t know an answer, he would go to various sources to get the right information… and PROMPTLY. I admire this about Scott. He isn’t “salesy”; He explains all the available options, thereby empowering the client to make their decision. Highly recommended! 👍
Response from Owner
We are delighted to hear about Scott's tireless effort in finding the right loan product for your unique situation. Your feedback about his responsiveness, thoroughness, and client-empowering approach is greatly appreciated.
Scott Lief at Rate was fantastic and very hands on throughout the whole process of obtaining a mortgage from getting a pre-approval letter through to closing. Everything went smoothly with complete transparency and Scott was always available day and night to answer any of our questions. I would definitely recommend using Scott Lief at Rate to anyone, and I would not hesitate to use him again.
Response from Owner
We are utterly delighted to hear about your fantastic experience with Scott Lief at Rate. Thank you for choosing us!
Scott Lief was great! Always available and ready to help. Wonderful to work with and knows his business.
UUni K.
I had an outstanding experience working with Scott! From start to finish, he was knowledgeable, responsive, and incredibly helpful throughout the entire loan process. They took the time to explain every detail, answered all of my questions promptly, and made sure I felt comfortable at every step. Their professionalism and dedication made the process smooth and stress-free. I truly appreciate their guidance and support—I couldn’t have asked for a better experience. Highly recommend to anyone looking for a trustworthy and reliable loan officer!
Response from Owner
Omara, Thank your for the kind words. I am so happy that you had such a great experience. We have come a long way together. I appreciate you working with me and my team at Rate!
We closed in less than 15 days. Scott Lief was AMAZING!
NNaomi O.
Scott is amazing! My husband and I were purchasing our first home and Scott was referred to us by our realtor. He did not disappoint! Scott answered all our questions, was so patient with us, and made himself available despite our crazy work schedules. Scott always follows through on his commitments and was honest throughout the entire lending process. It can be quite intimidating buying your first house (even when you do a ton of our own research and preparation), but he made the process much less daunting. He even attended our closing appointment! We highly recommend working with Scott.
Response from Owner
Ana, thank you so much for the kind words. It was a delight working with you both. Thank you for working with me and my team at Rate!
