Tony Gemmell

Coming from a previous lender, Michelle and guaranteed rate easily exceeded my expectations. They provided me a rate at a much lower point scale, and were absolutely on it with customer service and turn out. 8 days for clear to close!

Tony Gemmell was outstanding. So patient and explained every detail along the way. Responsive and communicative. Professional AND kind!

Amazing support, highly professionally, and expert knowledge.

Tony and the entire team was amazing! Explained everything so well and was patient and so pleasant to deal with. Highly recommend!

Tony and his team were relentless in there efforts to get an approval and clear to close!

No written review

No written review

They did an excellent job and we were able to solve any problem that developed,

excellent professional service from Michelle and her team

Dec 10, 2025

Our experience with Tony Gemmell at Guaranteed Rate Affinity was incredible. Tony and the staff truly get customer service. Making this home purchase for my parents of 80 years young was smooth. I thought this would have been a challenge, in fact it was the best process of a life decision I have made in South Florida. Simple because of these good folks! Looking forward having my parents close by to enjoy their Great Great Grandkids. Guaranteed Rate, THANK YOU !

Michelle Gimmell was amazing in helping me through getting a loan and all the paperwork needed. She kept me updated every step of the way and answered any questions I had swiftly.

It was great experience working with them

Very good with communication and being available

Nothing but the BEST

Sep 3, 2025

Tony Gemmell is amazing. My younger son used Tony for his first time home purchase and it was absolutely flawless. From receipt of my son’s required paperwork to clear to close it only took Tony and his team 4 days!! Tony is extremely knowledgeable and always willing to assist!!! Thank you Tony for always being there!!!

Excellent team work for Michelle and Colin.

Thr service was amazing and professional

No written review

Jul 30, 2025

Fantastic experience throughout the process. Tony has a great team and they are all easy to work with and explain each step. We’re thrilled with the process and our new home.

Jul 14, 2025

great job to the team at Affinity and very professional. If you are self employed this is the company to use for mortgages

Very helpful from start to finish

Excellent service from start to finish

Always willing to work thru problems.

Easy to work with and very sufficient

Jul 2, 2025

Great team and service! Thank you once again

May 28, 2025

I am very pleased to leave this 5 star review for Tony G. & his team at Guaranteed Rate Affinity. I had a last minute major change with my funding plans and Tony came through with a HOME RUN in the bottom of the ninth inning! He secured funding for me, I closed within days and my wife and I couldn't be happier in our new home.

May 19, 2025

Cannot recommend working with Tony enough! He and his entire team were absolutely incredible, responsive, clear, and consistently on top of things. We never felt stressed or uncertain about where we were in the mortgage process, which made the whole experience so much smoother. Their turnaround time was impressively fast, and their professionalism and communication made a huge difference. Thank you, Tony, for making what could have been a stressful process feel easy and efficient!

Professionalism, attention to detail, following up on everything, and keeping me on track to what needs to be done.

This is my second new home working with Tony and his team, both times they have been friendly, professional, and very easy to work with. Tony took the time to explain all the details and answer any questions any time I had them.

Their smooth process, professionalism, patience, and extensive knowledge made a potentially daunting experience manageable and ultimately successful. I am incredibly grateful for their assistance and guidance!

Mar 17, 2025

Great communication and I highly recommend.

Mar 13, 2025

Tony and his team were nothing short of spectacular. Great communication, expert advice, and a gold standard for acting in their clients best interest. I've never had a financing experience as good as this. Thank you all for helping my family into our new home. Best, Ed

I was always kept apprised of my loan status and my representative was always available when needed.

Jan 27, 2025

Tony and team are the best! Very responsive, clear communication, kept me informed every step of the way. They made the process EXTREMELY easy for me as a first time home buyer. From turning around a pre approval within mere hours of our first conversation (on a Sunday over a holiday weekend no less!) to getting the whole process done end to end within a few weeks with zero hiccups, I couldn't be happier. Great experience - would highly recommend!

Dec 26, 2024

Michelle was incredible she was on top of our whole process from start to finish. Without her expertise we would have never been able to purchase our home. I have worked with other Mortgage Brokers before but never anyone who is as astute and knowledgeable as Michelle. I will be recommending her to anyone who needs a Great Mortgage Broker.

Excellent service during a difficult closing.

Michelle gellman

The loan officer

All the people I worked with @ Guaranteed Rate Affinity were super professional & easy to work with.

Super attentive and clearly were most interested in finding me the best product!

Excelente customer service and professionalism.

Excellent service! Everything was done as planned. Definitely recommend their service!

Michelle Gemmell made the entire process very easy.

The people are very attentive and patient. Tony, Todd and the rest of the team were great and right on time.

Michele Gemmell was fantastic

Tim and team were awesome. Knowledgeable, fast to reply and had great answers.

Good communication

The staff were very responsive and easy to get in touch with

Team members were very conscientious, communicated consistently throughout the process and made sure I understood all terms and conditions

Michelle was FABULOUS to work with from start to finish!