Today · 9 AM – 5 PM
Office hours
Based on 20 star reviews
Based on 20 reviews
Ratings include all 20 reviews. Reviews collected directly from clients are shown only with their permission.
Spencer was absolutely wonderful to work with. He was able to walk my fiancé and I through a scary process with such ease and reassurance. He and his team is extremely knowledgeable and took the time to sit down and explain any questions and the process very thoroughly. I would highly recommend going through Spencer and his team!
Response from Owner
Thanks Haley and congrats to you guys again :) October 16, 2027 will be a great day.
I have used Spencer and his team 5 times. 1 purchase and 4 refinances. Process is always smooth and quick. Highly recommend
Response from Owner
You da man Alex
Spencer was outstanding throughout our entire mortgage process. He was responsive, transparent, and made everything incredibly smooth from start to finish. His communication was excellent, and he helped guide us through every step with confidence. What impressed me most was the speed, our loan was completed in just 11 days, which honestly felt unreal. I highly recommend Spencer and the entire team to anyone looking for a lender who is efficient, professional, and genuinely great to work with.
Response from Owner
Thanks again Nick! Hope you're enjoying the new home :)
Spencer was a pleasure to work with! His communication was fast and efficient. Him and his team gave us such a great experience buying our first home.
Spencer made the buying process so easy! After connecting with him and getting my pre-approval, he set me up with a fantastic realtor, John Bissman from KW. He and his team kept me on track and were very easy to communicate with. They answered all my questions and got me to the closing table with 0 headaches. I would recommend all the homies to Spencer if they’re looking to get a mortgage in the Cincinnati area.
Response from Owner
Thanks for the kind words Jennelle and it was great getting you to the finish line! Enjoy your new home :)
We had a great experience with Rate. Spencer and his colleagues were professional, responsive, helpful, and made the whole process feel smooth and stress-free. We’re so grateful for their support in buying our first home and would definitely recommend them!
I was recommended to reach out to Spencer and his team to assist in a second home purchase. He and his team were very efficient in communication and asking of only what was needed to move forward at a given point in my buying process. I involved them early on and they were patient in standing by while I got a home ready to rent and begin my home search. Spencer provided mortgage estimates of various homes and scenarios which helped determine what best suited my goals. Working towards closing they were efficient in requesting final documentation and having only the team member who needs the information to reach out directly. Clear to close notice was provided in plenty of time. When you find your dream home, you want someone like Spencer and his team to ensure you cross the finish line.
I had an excellent experience working with Spencer Stacey throughout my home-buying process. They were knowledgeable, responsive, and patient, taking the time to explain every step clearly and thoroughly. We were able to close on time. They truly made what can be a stressful process feel smooth and manageable. I highly recommend them to anyone looking for a reliable and trustworthy lender.
Response from Owner
It was a pleasure helping your family into your new home! Hope the moving has gone smoothly :)
Spencer and his team at Rate were absolutely amazing and helped us every step of the way. Did a great job of streamlining the home buying process making it as easy as possible. Highly recommend!
Spencer and his team were top of the line. Every question I had was answered, every step of the process was clear and concise with multiple touch points from other team members along the way. Great experience
Response from Owner
You're the man Jake, congrats again!
Great team. Answered all our questions and very organized process. Definitely recommend
Response from Owner
Thank you so much you two! Congrats again on the new home :)
Spencer is my ABSOLUTE go to for all things mortgage. I’ve been a Realtor for 5+ years and have worked with every loan officer & lending institution under the sun. Bar none Spencer beats them all, he is head and shoulders above the rest. Phenomenal communication throughout the lending process, phenomenal service, and great rates/closing costs Make your life easy and use Spencer for your loan.
Response from Owner
You're a baller Canyon, thanks for all your support on your end!
Spencer, Ron, Kelsey and the team make it an easy process. They were responsive and made sure to go above and beyond. Thanks again for all the help!
Spencer was a pleasure to work with. Very knowledgeable and personable! I was nervous about not going the traditional bank route but Spencer eased my mind and answered all my questions. His team was fast and efficient and we closed ahead of schedule. They made everything easy, safe and secure through their online portal which made uploading and viewing documents a breeze. I’d highly recommend Spencer!
Response from Owner
Thanks so much Chelsey! It was great working together and I hope you're enjoying your new home :)
Spencer did a great job of communication, informing about the loan, and was available for any questions I had. Thank you.
I cannot express my gratitude enough - Spencer was knowledgeable, thorough, and friendly throughout the entire process. 10/10 would recommend working with Spencer, and will be working with him next time I purchase a home!
Response from Owner
Thanks Christian!
Spencer was great to deal with! Very easy process, great communication, and he really knows his stuff! Highly recommend! 👍🏼
Response from Owner
Thank you so much Cory! It was a pleasure working together.