Maggie is the best!

Maggie Koepsell
VP of Mortgage Lending · NMLS# 704130
Location & hours
Maggie Koepsell at Rate (NMLS #704130)
Today · 9 AM – 5 PM
Office hours
- Monday
- 9 AM – 5 PM
- Tuesday
- 9 AM – 5 PM
- Wednesday
- 9 AM – 5 PM
- Thursday
- 9 AM – 5 PM
- Friday
- 9 AM – 5 PM
- Saturday
- Closed
- Sunday
- Closed
Reviews
Write a reviewExceptional rating
Based on 19 star reviews
Loved by clients
Based on 19 reviews
Ratings include all 19 reviews. Reviews collected directly from clients are shown only with their permission.

Ben and his team are 100 fire … always leave this place w a smile on my face
Response from Owner
Thank you for the great feedback! We're thrilled to hear the team is doing an excellent job!

Maggie was communicative and helpful at every step of the way. Her initial suggestion was not the lowest rate I was quoted, but she backed it up with more details and gave me more confidence to work with her. In the end, she offered a suggestion that resulted in my getting a rate that matched the lowest I had been quoted. I would work with Maggie again if the need should arise.
Response from Owner
Thank you for your kind words! I'm glad I could provide clear communication and support throughout the process. It was a pleasure working with you, and I look forward to assisting you again in the future!

Maggie has been magnificent! She made my 1st time home buying experience easy and confident.
Response from Owner
Thank you for your wonderful feedback! I'm honored to have made your first-time homebuying experience smooth and confident. It was a pleasure working with you, and I'm here for any future needs!
Maggie has been great help on my home shop trip. She is knowledgeable , she is friendly, she responds quickly with my questions. She held the ground for me to make the right choice.

Maggie and her colleagues at Guaranteed Rate Mortgage were ultra professional and kind. They tirelessly helped me find a suitable loan and worked for days to make sure my house was able to close despite the small principal amount. It wasn't easy due to my credit status. When the title company suffered a cyber attack and delayed the closing, Maggie and her colleagues put in extra time during the holidays to stay on top of the situation and made sure I was ok and wasn't stranded without a place to stay.
Response from Owner
Thank you, L! It was a pleasure working with you, and I hope you are enjoying your new home.

Maggie is an amazing lender and I am grateful that I was referred to her by the #1 real estate agent in all of SLO County. Maggie impressed me on many levels and in all my interactions with her she has been friendly, open, honest and direct. I needed to make a last minute offer on a property and didn't have a pre-approval letter. It was Sunday and the lender I was considering was out of the office as they only worked normal banking 9-5 hours. It was at this point my real estate agent recommended Maggie (her preferred lender) to me. I called Maggie and explained how I wanted to make an offer ASAP. She said "no problem" and despite being out in the middle of the hike, she turned around and within the hour was working with me to get me pre-approved. I made my offer later that night. I believe my offer was at least partly chosen because the selling party recognized Maggie's name and knew of her strong reputation of closing deals once she gives her pre-approval. It was invaluable having a lender who was able to work all hours on my deal and so closely with both myself and my agent directly. I have already recommended Maggie to my friends and family.
Response from Owner
Thank you for your kind words, Brian!! It was a great pleasure to be part of your journey, and we hope to work with you again soon!!! I am grateful for your trust in referring your friends and family to us. 🏡😊

Maggie is a star. We have worked with other offices and have found Maggie to be superior. When she changed offices, we moved with her. Maggie is knowledgeable, quick to return phone calls, and has always provided us with expert advice and guidance. We fully trust her with our financial needs.
Response from Owner
Catherine, Thank you so much for your trust and kind words! Always thrilled to hear that you guys have enjoyed a smooth loan experience!! We look forward to being part of your next journey and will always be here if you need us! 🏠❤️

Thank you so much for being so patient with me, reviewing details and options were excellent. PS
Response from Owner
Thank you so much for your kind words, Pira! We will always be here for you and look forward to helping you on your next one! 😊💗🏡
I reached out to Maggie Koepsell about a single family home loan for a property we are buying, and wanted to commend her on her very fast and thorough communication about what she could offer. I can honestly say that Maggie ranks in the top 1% of lenders I’ve come in contact with. She was always available by phone, text or email, and no question I had was unanswered. I would definitely recommend a consultation with her if you are looking for a loan.
It was a pleasure working with Maggie, who helped things go smoothly and quickly. I can't imagine having a better experience. Maggie was efficient, excellent, and thoroughly professional.
Maggie reached out to me right away and answered my questions. When she realized that she couldn't issue the loan I needed, she referred me to another lender.
Maggie was extremely knowledgeable and responsive and her exceptional qualities made navigating the loan process seamless. She was always available to answer questions and kept me well informed at each stage. I highly recommend Maggie.
This property is a rental and is located in a unique area of Ventura County. Most of the homes in this area are classified as "Legal Non Conforming" homes. So it is difficult to get direct comps. 2 other lenders didn't even want to touch this because they thought it would be too difficult and a waist of their time. But Maggie took it on and despite all the hurdles she got it done. She's very good at her job and I wouldn't use anyone but her from now on. If you want the best, use Maggie!!!
First time homebuyers and couldn't have asked for anyone better. Since the beginning Maggie was always available to answer any questions and assist in any way. She searched tirelessly to find us the best deal with our loan and we could not be more thankful. Maggie is personable, professional, knowledgeable and timely. She will make your life soo much easier through the home buying experience.
Response from Lender
Congrats!! It was my pleasure being your lender. So happy for you guys! : )
Maggie was always available to review various options and to answer questions. She was conscious of my budget, and helped me save money by getting me the best deal for my down payment. Although current interest-rates are about 1% higher than I expected, my rate is quite competitive and fair.
Response from Lender
It was terrific looking at grant and many other Loan Programs with you, and seeing what fit your vision and budget best. I am excited for you and your new home. Welcome to SLO county! ; )
Not only is Maggie pleasant to work with she is very knowledgeable in the industry. Maggie worked with our best interests in mind. She helped us work with our credit to be sure we got the best rate possible. Maggie is very attentive and direct, which we appreciated very much. I would definitely recommend her to friends and family and we will call on her for any of our future lending needs!
Maggie has assisted us many times with loans on properties. She is very knowledgeable regarding loans of any type. We have purchased many different properties over the past several years always contacting Maggie first to guide us through the loan process. we appreciate her knowledge, understanding and guidance through the process and never have been disappointed with her as our lending agent.
Response from Lender
From vacation home purchasing to investment scenarios, it’s truly been enjoyable working with you, and so many others in your family. I really appreciate your confidence in me. As always, I look forward to looking at new real estate visions with you!
