
No written review

Branch Manager/SVP of Mortgage Lending · NMLS# 99907
Today · 9 AM – 5 PM
Office hours
Based on 223 star reviews
Based on 230 reviews
Ratings include all 230 reviews. Reviews collected directly from clients are shown only with their permission.

No written review

RJ and the entire rate team that we worked with were incredible and made the process easy. Thank you so much!!!
Response from Owner
April. Thank you so much for the kind words. It was a pleasure to work with you and Chris.

More Than a Lender — A Trusted Advisor Ten years and multiple transactions — that's how long I've trusted RJ with my real estate financing. He checks every box: responsive, communicative, and genuinely invested in your outcome. But where he truly stands out is his ability to navigate complex, nonstandard scenarios with the kind of insight you'd expect from a seasoned consultant, not just a loan officer. He's helped me structure deals that required creative thinking and real expertise. I refer him without hesitation.
They made the whole experience so easy!
RJ professional
They did a great job. They stepped me through everything basically the guided me all the way through and have my back.
Easy to communicate with, kept me informed on everything happening, and made it very simple when came to providing any documentation. Highly recommend!
Everyone I interacted with was friendly, helpful and professional.
No written review

The team at Guaranteed Rate made my 1st home purchase as smooth and easy as possible. They always kept me informed and made any task that needed to be done as simple as could be. Highly recommend RJ and his team for anyone looking to purchase real estate.

RJ Meyerhoffer and staff at Rate have been a great asset in the purchase of our home in North Carolina. Upon moving from Maryland to North Carolina, RJ and his staff worked diligently to get us financed quickly and effectively. They are truly a great resource for finance and refinancing your real estate.
Response from Owner
Thank you George. We truly appreciate the opportunity to work with you and Tina.
Very communicative and ready to help. Got to know my contact well, not just a voice on the phone.
Friendly and excellent service.
Great & smooth experience from pre-approval to closing.
They have been very easy to work with and very quick responses.

Working with RJ and his team has been an absolutely outstanding experience from start to finish. The entire team is incredibly efficient, keeping everything on track and moving forward without delays. Communication was always clear, transparent, and easy to understand, which made what can often be a stressful process feel smooth and manageable. What truly sets them apart is their willingness to go above and beyond. They took the time to answer every question I had—no matter how small—and made sure I felt confident and informed at every step. Their professionalism, responsiveness, and genuine care made a huge difference. If you’re looking for a mortgage lender that is knowledgeable, efficient, and truly committed to helping their clients succeed, I highly recommend them. I couldn’t have asked for a better experience!
They was amazing every step of the way!!
Excellent customer service.
I felt that they were ADVOCATING for me, not just processing my information or trying to get my money.
RJ Meyerhoffer made the process so easy and explained every step along the way. Rate has the best employees that care about their clients.

Super efficient, helpful, friendly, and fast. Great experience. Thanks Team!!!
Response from Owner
Thank you Micah. It was a pleasure to work with you.

RJ is my trusted lender and brings a wealth of experience to every transaction. After horror stories on previous transactions with other lenders, I'll never use anyone other than RJ. He catches what others miss and has a broad range of products he can apply to fit every situation.

RJ and his team were the best! They worked hard and got me approved for my new home within just 2 weeks. After going through a terrible experience with another lender, they restored my hope and gave my family the best Christmas we could possibly ask for.

RJ was great. Attentive and helpful. Answered all of my questions as they came up and helped to make this home buying as painless as possible! He is great to work with!
Response from Owner
Thank you so much. I truly appreciate the opportunity to work with you.

I couldn’t recommend RJ Meyerhoffer more! As a first time homebuyer I had no idea what I was doing or where to start. He explained every step so that I understood what was happening. He also made the whole process so smooth and as stress free as possible. You can tell he cares about his clients and wants the best for them.
Response from Owner
Thank you Anna. I a greatly appreciate the kind words. Congratulations on your new home.
We had a few hiccups along the way and it was down to the last two days before closing to get our loan in the final stage. RJ went above and beyond to make this happen and we were able to close on our forever home on time. I was able to vent my frustration and how stressed out I was and he was always reassuring me that he was doing everything possible and that he understood. Never once did I get any negative replies. I would highly recommend him to anyone.

No written review

Always a pleasure to work with!
Response from Owner
Thank you James. The feeling is mutual.
Excellent work and wonderful customer service. You went over and beyond to help me out
They’ve been great!
RJ went above and beyond to make sure we were happy with our rate.

I can’t say enough good things about RJ! He made applying for a home loan easy. He was available the entire way when we had questions. Highly recommend!

Very easy to work with, always quick to respond, and works fast to get things done!

RJ and team are the BEST!

It has been great to work with RJ and his team I shopped other lenders and RJ always comes with the best rate. We have used his 2 other times. His team got our loan cleared to close in 14 days!!
Easy to work and a quick process.
Because the service was prompt and professional.
Excellent customer service.

RJ goes above and beyond to make one of the most important purchases go as smoothly as possible. We could not recommend him more!!
Response from Owner
Thank you Morgan. It was an absolute pleasure working with you and Dennis on your first home purchase.

RJ provided great service and a great rate

RJ and his team were absolutely amazing in helping us on the financial side of our first home buying process. He always made time for us and was very personable, making sure to answer all of our questions and ensure the process ran as smoothly as possible. We would recommend RJ to anyone we know and we hope to be able to work with him in the future when the time comes around again.
Response from Owner
Thank you Stephanie. It was a pleasure working with you and Alexis on your first home purchase.

Great to work with , you can truly believe that he well work to help you in every way that he can.
Response from Owner
Thank you Kerry. The team and I truly enjoyed working with you.

Working with RJ and his team was straightforward and easy to navigate, which is a huge help when it comes to a mortgage. He and the team were friendly and informative, I'm glad my husband and I chose to work with them to buy our home!
Response from Owner
Thank you Claire. I greatly appreciate the confidence that you and Ngun had in me throughout the process.
Everyone is so dedicated to helping you get the best deal possible.
The whole team was helpful, responsive and wonderful to work with.
Excellent follow up. They closed me in 9 days!
Answered evry question quickly. Guided us evry step of the way and made it easy to get a mortgage.

Response from Owner
Thanks Mike

RJ and Suzanne were an absolute pleasure to work with. They provided valuable insight and a clear set of instructions regarding documentation needed. Would highly recommend. Thank you both again!
Response from Owner
Thanks Andrew. Was great to work with you guys again.

RJ and his team were an absolute joy to work with and made the process very easy for us as first time homebuyers. Despite RJ being on a rare vacation when we first reached out, his team was quick to reach out to us and get things initiated. We truly enjoyed our experience and would highly recommend RJ and his team at Rate.
Response from Owner
Thank you Ellen Ann. I appreciate the kind words and your confidence in me to assist with your home financing.