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Chad Geyer

Chad Geyer

SVP of Mortgage Lending · NMLS# 399335

San Rafael, CA5.0(25 reviews)

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Chad Geyer at Rate (NMLS #399335)

Today · 7 AM – 6 PM

1050 Northgate DrSuite 50San Rafael, CA 94903
Rating5.025 reviews
Satisfied100%26 reviews

Ratings include all 26 reviews. Reviews collected directly from clients are shown only with their permission.

I had such a great experience working with Chad on behalf of our buyers! He always showed up for them, was incredibly professional and communicative, and was happy to walk them through every step of the process ESPECIALLY as first time homebuyers. He was thorough, responsive, and willing to get creative when needed. I can confidently send my clients to Chad knowing he will keep them informed, guide them down the right path for financing, and truly take care of them throughout the home buying process!

Angelena F.View on Google

Chad Geyer at Rate did an outstanding job handling the financing for our condo purchase. From start to finish, Chad was professional, responsive, and always available to answer questions and keep us informed. Most impressive, Chad and his team closed our loan in just 21 days. Throughout the entire process, we always knew where things stood and what needed to happen next. Chad made what can normally be a stressful process feel organized, straightforward, and under control. We truly appreciated his communication, attention to detail, and commitment to getting our loan across the finish line on time. I would highly recommend Chad Geyer at Rate to anyone purchasing or refinancing a home. Five-star service from beginning to end!

Robert R.View on Google

Amazing experience with Chad. Above and beyond.

Took us from pre-approval to closing on a house in less than a month! Helped us understand everything as we were first time home buyers and was incredibly receptive to make sure the financing part of the process was flawless. Great guy and a great team!

Chad is very professional and responsive. He was recommended to us by another happy customer.

Denise A.View on Google

Yawn, just another great review of Chad here. I had a very seamless, straightforward and, dare I say, comfortable experience with Chad handling my loan process. I would echo those who have said he's very responsive and easy to communicate with. Highly recommend!

Chad is an excellent communicator and always puts his best foot forward. He will not recommend anything he wouldn't do himself. Having such an open line of communication when questions arise made the home buying process very seamless and never left in the dark. I will be using him again in the future.

patrick B.View on Google

We recently had an excellent experience with Chad. From the beginning, he was responsive and transparent. We had a messy situation with inheritance money and he went above and beyond to make sure we had the proper paperwork in order to get underwritten. He worked quickly and effectively and we had an extremely smooth closing. He was knowledgeable and helpful with loan options and was 100% honest with what we’d be paying and what would be the best option for us. He even admitted that he couldn’t beat a rate another company gave us, but the customer service and attention to detail was well worth it. That level of transparency made us feel like we were in good hands!

Vanessa M.View on Google

Chad is both professional and knowledgeable. He worked very hard to find the best loan for us to get our new home, then followed through under time pressure to make sure every detail was taken care of until the closing. Chad was truly a pleasure to work with and I highly recommend him!

I had an excellent experience working with Chad Geyer over at New American Funding for my recent home purchase. From the very first call, he was professional, responsive, and truly committed to helping me find the best loan option for my situation.The online application and document portal were easy to use, and the entire process moved faster than I expected. We closed on time with no surprises.

Carlos F.View on Google

We used Chad as first time home buyers and he was very helpful through the whole steps of the process! Would recommend

Chad was a consummate professional throughout the entire process for us. It’s our first time buying a house and Chad made sure to help us navigate every single step. He was responsive at every turn, even over the weekends. And, he did a great job making sure we stayed up-to-date and we’re ahead of timelines to make sure we could close on schedule. He also helped to make sure that we got the best rate and proactively monitored rates to see if we could get any kind of step down throughout. He’s also generally helpful with his knowledge of the area, and couldn’t recommend him more.

A dream to work with, Chad and his team helped me navigate the lending process as a first-time homebuyer with as little stress as possible. Highly recommend!

Thomas M.View on Google

Wonderfully helpful and puts in the extra effort to inform you on every option possible

Response from Owner

Thank you so much for your kind words, Shane. We really appreciate you taking the time out to share your experience with us. Cheers, Chad Geyer at Guaranteed Rate (NMLS #399335)

Chad was responsive, knowledgeable, and very professional. We appreciated his attention to our tight timeline and his ability to clearly answer our questions. We would absolutely use Chad and his team again and we highly recommend him to others.

Sophie D.View on Google

Chad Geyer and his team are amazing! I was well informed throughout the entire process and all questions/concerns were addressed immediately by phone or email. They worked efficiently as a team with my real estate agent and escrow to close early for me. I would recommend them in a heartbeat and I would work with Guaranteed Rate again to buy a home someday (too bad I can never afford another one!).

Chad is super professional, responsive, thorough, and friendly.It was a wonderful experience working with Chad. Strongly recommend him for anyone who is looking to get a loan. He also provided me with the rate that nobody could match.

Chad and his entire team are wonderful to work with. They made what could be a very stressful situation much easier! Chad is responsive and very knowledgeable not to mention kind. I would absolutely recommend working with him on any home loan.

Rebecca G.View on Google

Chad is awesome; I highly recommend working with him. He is knowledgeable, responsive, and a made the whole loan process a breeze. I was previously working with someone else who was difficult to work with, and feel fortunate that I switched over to Chad. I will definitely work with him again in the future.

My wife and I just closed escrow on our new house, a process that was made smooth and stress free (or as stress free as purchasing a new house can be) in large part due to Chad and his team at Guaranteed Rate. Chad kept us informed through every step of the way. He and his team were organized, efficient and did an amazing job keeping us on track. What we appreciated most about Chad was that he presented us with a variety of options but also provided the context and details necessary to help us choose the options that worked best for us. We will not hesitate to recommend Chad to our friends and family (as well as strangers on the internet ). Great work Chad!

Chad and his team have helped us with refinancing and just now a mortgage for a cabin. Chad makes every step seamless and easy. He is responsive, readily available, knowledgeable and down to earth. You always feel he has your back. He is a true professional. I can not give him enough praise. I highly recommend giving him a call!

I have been working with Chad since we purchased our first home in 2018. I find him extremely knowledgeable with a calming demeanor. I felt like he was in my corner the whole time. He checks in every 6 months to see how current rates will affect our mortgage and takes action if it will save us some money. He truly puts his clients first. If you are ISO a mortgage lender, look no further than Chad Geyer!

Response from Owner

Monica - thank you for the opportunity Monica. Always a pleasure working with you!

Monica F.View on Google
Equal Housing LenderEQUAL HOUSINGLENDER
Copyright © 2026 Guaranteed Rate, Inc. D/B/A Rate. All rights reserved. NMLS License #2611 - For licensing information, go to: www.nmlsconsumeraccess.org
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 The company name, Guaranteed Rate, should not suggest to a consumer that Guaranteed Rate provides an interest rate guaranteed prior to an interest lock. Applicants are subject to credit and underwriting approval. Restrictions apply. All information is provided for informational use only and should not be considered financial advice.

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