The representatives were knowledgeable, professional, and patient. They responded promptly to my questions and concerns.

Location & hours
Andy Travers at Rate (NMLS #193431)
Today · 9 AM – 5 PM
Office hours
- Monday
- 9 AM – 5 PM
- Tuesday
- 9 AM – 5 PM
- Wednesday
- 9 AM – 5 PM
- Thursday
- 9 AM – 5 PM
- Friday
- 9 AM – 5 PM
- Saturday
- Closed
- Sunday
- Closed
Reviews
Write a reviewExceptional rating
Based on 41 star reviews
Loved by clients
Based on 41 reviews
Andy was super great! He was knowledgeable, professional, responsive, and most of all patient. I appreciate his unending good humor as we navigated the twists and turns of Mortgage land. As the occasion arises I will recommend him to anyone who needs a mortgage.

Knowledgeable, patient, friendly! Made the process as smooth as possible and dealt with my mistakes with tact and humor. Thanks Andy, great job!
No written review
Andy Travers, and the whole team, was incredible. Being a first time home buyer, Andy was patient and helpful and made sure I understood every step. 10/10 would recommend!

This is our second time working with Andy and both times it has been a great experience. He gets us a very competitive rate and answers all of our questions. Highly recommend.
Perfect service I got from my Loan Officer and his team. He made the process easy and clear. He made himself available for my inquiries almost 24/7
Simple. Andy Travers is the best in the business. There is no question.
Andrew quickly answers messages and calls. He would answer all questions in a way i would understand. The best thing he did for us is call the agent to assure them that he would close as soon as possible. We enjoyed working with him. Andrew you the best
Andy Travers was a delight! He made our whole experience so easy and painless, walking us through every step with excellent communication and care. Thank you!
Andy's expertise and personalized service on my case were so pleasant and went beyond expectations in the day by day of process
Andy made it happen- very informative and kept me on task
Every single aspect. I cannot thank Andy enough for his professionalism, positivity and thoughtfulness.
Andy was there for me every step of the way! Beyond helpful and on top of the next step of the process of getting it done. I’m so glad I found Andy to guide me through process! Plus I made a friend.
Very great experience
Available around our crazy schedules and would often join us on three-way calls to make sure we had a good understanding of what we were trying to do.
Andy has such great energy and was willing to go above and beyond and was always willing to answer any questions that I had. I would highly recommend him to anyone!
Andy was terrific
We had a lot of renegotiations on the way to settlement and Andrew was very patient and supportive and still got me to close on time! Thanks Andrew for over the top service.
Andy is very helpful, plaisant and dedicated to his work.
Great personality! Easy to work with and get along great!! Great experience 👍
Andy is knowledgeable, experienced, and goes above and beyond to help you find the best loan for your needs. I highly recommend working with Andy on any home purchase.
Andy is the consummate professional and was the right fit for my husband and me in this process. We were fortunate to have found him and appreciate his level of effort at every step of the way. We look forward to doing business again with Andy and we will definitely recommend Andy to our friends and professional network. Experiencing an uneventful closing says it all!
Andrew was very active and personable throughout the whole experience. He always made himself available and thoroughly answered any questions I had. He was committed to providing me the best service and savings throughout my first time home purchase experience. I highly recommend him to any homebuyer as a true advocate to and loan officer that will go above and beyond to ensure you get a good deal.
Throughout the process Andrew went above and beyond! Andrew always made himself available for questions or discussions. Andrew ensured I had the necessary information or resources to ensure the loan process was as expeditious as possible. I can't say enough about Andrew, the experience he brings to the table, and his team that supported my home buying experience! FANTASTIC!
Andy made the process of getting the mortgage so easy and was always willing to talk with my wife and I. We will definitely refer people to Andy and will use him again when we decide to purchase our next house.
Andy is wonderful!! He explains everything so thoroughly and was very accessible. He made me feel very comfortable with the biggest financial decision I’ve ever made. Absolutely impeccable service.
Andy was available whenever I needed information - even when he was on vacation. I appreciated his direct and friendly approach as we worked through multiple offers to sort out the best ways forward.
Super responsive and helpful to my questions!
Andy was knowledgeable and helpful. He came up with excellent solutions that enabled our offers to be more attractive to sellers in a challenging market.
Andy was phenomenal from start to finish. His expertise and communication are unmatched. We felt completely confident that there would be no issues getting the loan approved. We will work only with Andy in the future.
Personal attention and expert advice.
Andy is the best! He is always available and makes understanding loan processes and paperwork so easy to understand (a must for first-time buyers!). He is also super friendly and hilarious!
Working with Andy was a pleasure. I have already referred friends to work with him/Embrace and will continue to do so. Andy is personable, explains things in a clear manner, and delves deep into subject matter (when appropriate).
Andy is a true professional. He kept me apprised of all market developments and was extremely responsive taking calls or texts on evenings and weekends.
Andy was great to work with. Incredibly responsive, helpful, and made the process very fun/enjoyable :) Thanks for everything Andy!!
Andy was a great communicator and made the process a breeze!
Andy was always available to answer questions or concerns that we had. He made us feel at ease with the entire process.
Andy kept us well informed, was flexible and accommodating to our hours. Appreciate his hard work and getting us to close on time.
I was taken care of like I was one of the family.
Andy! He could not have been more helpful, informative, delightful and caring. We felt that in him we had a partner akin to having a family member step in and guide us. Considering we only met him recently, he has completely gained our trust, future business and referrals.
