Mike and his team were a pleasure to work with. They were helpful and responsive throughout the entire process!

Location & hours
Michael Giganti at Rate (NMLS #657501)
Today · 9 AM – 5 PM
Office hours
- Monday
- 9 AM – 5 PM
- Tuesday
- 9 AM – 5 PM
- Wednesday
- 9 AM – 5 PM
- Thursday
- 9 AM – 5 PM
- Friday
- 9 AM – 5 PM
- Saturday
- Closed
- Sunday
- Closed
Reviews
Write a reviewExceptional rating
Based on 150 star reviews
Loved by clients
Based on 150 reviews
Ratings include all 150 reviews. Reviews collected directly from clients are shown only with their permission.
Prosperity and Michael are both great! Top-notch service and a very pleasant experience. Michael is always available and easy to work with!
Prosperity is a great company. Michael is top-notch. Not only is he helpful, he is easily available to answer questions and he is very friendly which makes the experience fun. I have nothing but good things to say about Michael and Prosperity.
Great communication
Both Mike and Olga were great
Very easy from start to finish. Great communication.
No written review
Excellent experience with NAF. The hard-working, knowledgable team made the process very smooth and the portal was very convenient for document submission.
Michael is always available to answer questions and provide information as needed. I will continue to work with him and recommend him to my clients.
Mike is knowledgeable, friendly and easy to work with.
Michael was incredible to work with from beginning to end. When we first started talking about what we could afford, we had real conversations about what makes sense and what doesn't. From there he helped us understand what was happening at any given time. We had a great experience, and cant can't wait to recommend him to others.
As a realtor, I have not only referred Michael to countless clients, but I have utilized his services first hand when buying property. He’s the ultimate professional that does business with a light sense of humor to help through a tough process. Great man!!!
Michael was communicative and helpful throughout the process.
No written review
No written review
Simple, he is the best.
I have not bought a house in some time, and I was worried that the process would be cumbersome. Michael and his team made it quite easy.
Michael is the best!
Michael was very helpful and responsive to all our needs.
We are beyond happy with our experience with Michael and his team. We felt supported every step of the way and Michael went above and beyond to ensure we were always prepared and always informed. We really appreciate the excellent and clear communication, attention to detail, and the flexibility of Michael and his team.
Michael is so easy to talk to and really makes the process easy and enjoyable.
Michael was extremely patience and kind. Knowledgeable advice. Felt like we were all on team "Me".
Communication knowledge and patience
Super responsive and walked us through the entire process
Michael's support and continual availability for questions were utterly invaluable. Working with him is what kept me sane during an otherwise very stressful process. Truly can't say enough wonderful things about him!
No problems, no surprises.
Michael made a difficult process, extremely easy
Michael is extremely responsive and personable in his communications. As first time home buyers, the process could have been very intimidating and we did not feel that way at all working with Michael. We felt very at ease and knew we were in good hands through the whole process. He answered all of our questions in detail. It was a great, seamless experience!
Michael is patient, knowledgeable and communicates clearly. I trust him to keep my best interest in mind - always have.
Michael really went above and beyond. He was always extremely responsive to every question, and was straight forward and honest with every answer. He helped us out of a tight spot more than once, and stuck with us all the way.
Michael went above and beyond to help us with our home purchase. His customer service level is unparalleled, he was quick to answer all our questions no matter how small. We will be forever grateful for his help.
Michael gave me full attention and consistant communication throughout the loan process. . He was always there when I had questions. I was a complicated buyer and he got it done on time!
Extremely fast and smooth process. Everyone involved answered the questions immediately and professionally. I received exactly the loan I wanted.
Every question I had, Michael answered. He was willing to hop on the phone with me and never made me feel like my concerns were silly.
Great communication. Took the time to explain all the numbers and answer all questions.
Michael was excellent to work with. Very responsive and made us feel comfortable as first-time buyers.
Seemles process, quick responses, accurate info
Michael has fast and quick communication, & is always willing to hop on a call to explain things further if needed. Great experience!
Mike was very responsive and patient and made sure to spend the time needed to answer all of my questions and explain things thoroughly and clearly without being condescending. Great experience as a first-time buyer!
Michael was really nice to work with and very willing to answer all of my questions.
Always available to answer a question, always willing to provide the best advice.
Michael was quick to respond to emails and explained the process well.
It was an easy process from the beginning to the end. From the communication to providing in detail everything I needed to provide
Good advice and smooth process to complete the request
Very professional, accomodating to certain times when I needed it. As a first-time buyer, Michael broke down everything in the process to help me understand & to make the buying process go very smoothly.
Michael was great to work with he was honest and answered all of my questions. He helped me make educated decisions and made me feel confident when I was overwhelmed by the home buying process. I appreciate his candor and kind approach.
Michael was very responsive to all of our requests. We appreciated the spreadsheets (numbers) to help understand the loan product we were purchasing . He was great to work with.
Michael is a stand up guy that is very personable and makes the process easy. He is always quick with replies to my answers and takes a lot of the stress out of the process which is HUGE! Definitely happy with everything he did and would be happy to refer him to others. Thanks Michael!!!
This process was simple and fast which we appreciated!
Every step of the process was painless and easy to understand and do. Easiest remortgage I ever experienced!
