Sam Warda

Nov 6, 2026

Sam was great! He was always available for any questions we had and was very knowledgeable he made buying a home very easy.

Oct 30, 2026

Sam was extremely helpful and his team did everything they could to help me with buying my first home.

Oct 14, 2026

Excellent experience from start to finish! Professional, Knowledgeable and always there to answer our questions. Made the entire process smooth and stress-free. Highly Recommend! Thank You Sam.

Sep 22, 2026

Sam and his team are Amazing to work with!! Communication was excellent & they would & will do what it takes to assure they deliver!! Excellent experience and would Highly recommend them to all my friends and family 😁 Special shout out to Jena Albert who kept us on track 👍

Sep 22, 2026

I tell you what my wife and I have trying to buy a house for the past 4 years, it hasn't worked out for us and maybe the team we had was just not up to par. Sam, Kristen, Rami and all the Rate team were on point, we couldn't of asked for a better group of people like them. In behalf of my wife and I they deserve more than 5 stars 🌟, you guys were very proffesional efficient and got the job done in a timely manner. We definitely have made great friends with the Rate team and our Realtor Rami, god bless you guys, thank you !!!!!...

Sam Warda is a very proffesional efficient person that we are so happy he crossed our path. Its been a long 4 years since we've been looking trying and never got or found what we wanted. Thanks to Sam and Rate team we found and got exactly what had been brewing and waiting for us for the past years. Thank you so much Sam and God bless my friend !!!!....

Aug 28, 2026

It was a pleasure working with Sam Warda! He was professional, responsive, and made the entire closing process smooth and seamless. Great communication from start to finish—we truly appreciate the opportunity to work together and look forward to the next one!

Aug 26, 2026

Sam is an excellent mortgage banker. We had a great experience obtaining our loan with him. He is respectful, approachable, honest and professional. He always answered my questions in timely and satisfactory manner. I would recommend to family and friends.

Aug 2, 2026

Hands down best loan officer around!! Sam will make you feel like he has your best interest at heart by serving you with amazing customer service. Thank you Sam for helping us buy our first home here in Phoenix. We were so blessed to have you help us!

Jul 9, 2026

Second time I've used Sam for mortgage lending personally and since my first great experience I've been using him for my business referrals for loans and when I get feedback from the customers they are very pleased with the experience using Sam. He is very knowledgeable, great customer service and compassionate. Thanks again Sam for everything!

Jul 8, 2026

Sam + team always gets the job done and has the best pricing and rates I’ve been able to find! Can’t recommend working with him more!

Jul 1, 2026

Sam and his team are professionals through and through, the home buying experience seems daunting and often impossible for first time buyers like myself and my partner. Sam’s team walked us through every step of the way and were so proactive with getting things done and submitted it felt like the process was over just as fast as it started! I cannot be happier with the whole experience and now we are in our first home after thinking it wouldn’t happen for years! If you are looking at getting into a home please reach out to Sam and his team, it couldn’t be easier!

100/100

I couldn't believe how quickly everything was done! Also, everyone was kind, patient and knowledgeable!

Apr 25, 2026

I had the pleasure of working with Sam Warda, VP of Mortgage Lending at RATE, along with his outstanding team, and the experience was truly exceptional. Sam and his staff demonstrated a high level of professionalism, knowledge, and dedication throughout the entire process. They were consistently responsive, transparent, and attentive to every detail, ensuring that everything moved forward smoothly and efficiently. What stood out most was their ability to communicate clearly and provide guidance with patience and integrity, making what can often be a complex process feel much more manageable. Their commitment to delivering the best possible outcome was evident every step of the way. I highly recommend Sam and his team to anyone seeking a reliable and trustworthy mortgage professionals. It was a privilege working with them.

Apr 15, 2026

It pleasure to work with you and your staff. Also, everything was handled in a professional manner, always available and kind, resulting in a seamless process from beginning to end! You and your staff are the best I've ever worked with!

Sam Warda is fantastic. He is lightening fast with communication and checks in multiple times with the customer. I am so glad we found Sam and will continue to work with Sam for all our lending needs.

Made everything simple and easy to understand. Easy to upload needed documents

No written review

We’re so grateful for the incredible job our lender Sam Warda did throughout the entire process. From start to finish, he was thorough, professional, and always took the time to explain everything clearly. His attention to detail and dedication made what could have been a stressful experience feel smooth and manageable. We truly appreciated his patience, responsiveness, and genuine care. Highly recommend to anyone looking for someone knowledgeable and trustworthy!

No written review

This is the 2nd time we used Guaranteed Rate. This time it was to refi our home. From start to finish, Rate's professionalism, attention to detail, and follow through, kept us in the loop and abreast of the process, never leaving us out. Sam Warda answered my calls, concerns and any questions. When I had questions that required additional input, Sam was quick to get the answers, even at his busiest times. He stayed with us right through to funding and even followed up on the delay from the Title Company. All of Rates associates were quick to respond and to get things done. Any real-estate transactions we may have in the future, will be through Rate and Sam Warda. We will HIGHLY recommend Rate and Sam, to all our family, friends ,and associates, who may be looking for a mortgage company.

Apr 9, 2026

Sam is an absolute wealth of knowledge who takes time to consider all options and one who goes the extra mile to do what is right for his clients and not just do whatever he can to profit off someone. Sam is an outstanding professional and friend who I recommend to everyone needing any help with purchasing, refinancing or doing a HELOC. Thank you Sam for your excellent service!

Apr 8, 2026

I’m a Realtor and have worked with Sam Warda and his team on numerous transactions now and they’ve been great to work with on every one of them! If you need someone that’ll go the extra mile, reach out to Sam 👍

Apr 3, 2026

I spoke to the right guy in this field. Sam is very knowledgeable about getting the rate specific to what you need. I’m so glad we went to Sam! Can’t thank him enough for all his help.

Mar 31, 2026

Sam truly sets the bar for professionalism and customer care. He is always kind, approachable, and takes the time to thoroughly educate you throughout the entire process, making sure you understand every step. What really sets him apart is how he presents multiple options and empowers you to choose what works best for your situation. There’s never any pressure, just genuine guidance. He is incredibly patient, always available when you have questions, and consistently follows through on everything he promises. You can tell he cares about his clients and their experience. If you’re looking for someone knowledgeable, reliable, and easy to work with, Sam is the person you want on your side. Highly recommend!

Mar 30, 2026

This is the second time we have worked with Sam. He and his team are amazing. They are professional and focused on getting the job done without delays. They answer questions promptly, explain the process clearly, and zero in on their clients needs, and concerns, resulting in a pleasant and timely experience. Sam is by far, the best mortgaging agent I have ever worked with, and his team are top notch individuals.

Mar 23, 2026

Very professional, refinance process, CD, and Funding was done within 15 days!

Mar 20, 2026

Sam was a pleasure to work with and made the process seamless. He communicated timely and accurately and came through on everything he originally promised. I would highly recommend Guaranteed Rate to anyone seeking a VA IRRL. Thank you, Sam!!

Mar 13, 2026

Let me tell you about Sam! He is so organized and diligent in what he does. He works hard for his clients, fight for them if needed, and is always there when a client needs him- even if he’s on a cruise. If you are looking for a home- reach out to Sam! You can go wrong!

Mar 1, 2026

Sam Warda truly made our first experience with a ELOC. He made the process smooth and easy, ensured he got back with us on the process. All questions were asked quickly and easily. He wanted to make sure we understood the whole process, make us feel comfortable. Always available. Truly great experience, recommend forward. Thanks Sam Eric and Mitzila D.

Feb 28, 2026

Sam was very helpful in our first time purchasing a home. I highly recommend working with Sam as he’s very knowledgeable and helpful and will be there with you every step of the way!

Feb 26, 2026

You know when you can just tell that someone is in the right field? This is absolutely the case for Sam! Home buying is already a stressful process but Sam did an amazing job answering our questions thoroughly. He really took the time to make sure we understood what was going on and how to work our financial situation. He was very diligent with all the paperwork on his end and had a great response time, which was critical at certain parts to make sure we closed quickly. I really appreciate that he wasn’t pushy at all and went the extra mile to make us feel like we had full and honest transparency through the whole process. We were also able to get a pretty competitive rate as well. Overall Sam is amazing at his job and a pleasure to work with. He is absolutely the person I recommend to others now!

Feb 19, 2026

I cannot say enough good things about Sam. I was actually looking at another company when he reached out, and I am so glad he did. From the very beginning, he made the entire loan process smooth, simple, and honestly enjoyable. What truly set him apart was how involved he stayed. Most lenders pass you off to underwriting and disappear. Sam did the exact opposite. He guided me through every step, explained everything clearly, and made sure I felt confident the entire time. He answered my calls at 7 AM and even as late as 8 PM. I genuinely do not know how he manages it, but that level of accessibility and dedication says everything about how much he cares about his clients. If you are looking for a fast refinance, competitive rates, and someone willing to do whatever it takes to earn and keep your business, I could not recommend Sam more. He is the best!

Feb 3, 2026

Sam was absolutely amazing throughout our entire home-buying process. He was incredibly helpful, patient, and informative every step of the way. He truly paved the path to success for us and made what could have been a stressful process feel smooth and straightforward. Sam took the time to explain everything in detail, answered all of our questions and there were a lot and made sure we fully understood each step before moving forward. His knowledge and communication gave us total confidence in our decisions. Because of his guidance and dedication, we’re already moving forward to purchasing our next home and we couldn’t be more grateful. If you’re looking for a mortgage lender who genuinely cares and delivers results, Sam is the guy. Highly recommend!

Jan 23, 2026

It was a great experience to work with Sam Warda! Very patient, answering all questions, everything well explained. Thank you Sam!

Jan 17, 2026

Sam did such a wonderful Job! He was so patient, always available and willing to answer any questions. He worked tirelessly to make sure we found our home, don't hesitate to hire him!

Jan 6, 2026

Great experience! This was our first time buying a home, Sam did a great job walking us through the steps. He’s very knowledgeable and took time to answer any questions we had. I would 100% recommend him to anyone!

Jan 3, 2026

My daughter and I were able to buy a new house thanks to Sam's great work and dedication. he was always there when we need him all year, answered our questions and encouraged us to follow the search. i recommend it to him and his entire team.

Dec 16, 2025

am was not only an excellent lender, but a true partner throughout the transaction. Even when we hit a few bumps in the road, he went above and beyond to keep everything moving smoothly and always prioritized doing what was best for our client.

Dec 10, 2025

Sam is very knowledgeable and friendly! He walked us through the entire process and answered all our questions. My husband and I would definitely recommend Sam for all your mortgage needs!

Nov 20, 2025

Sam answered all my questions and had patience to guide me through the process.

Oct 28, 2025

Sam was so friendly and incredibly helpful through everything!! Thanks to his help i’m now a homeowner at 21!!

Oct 22, 2025

It was a pleasure to work with Sam to get funded. Sam and his team helped me through every step of the way, day or night. It was really an easy process. I’m so blessed to have Sam’s care and experience. I liked his ability to provide choices and “no pressure” professionalism that made me feel as ease. Thank you Sam!

I have had the honor and pleasure of working with Sam Worda for the past several years. He's Profesional, Excellent customer service. Goes above and beyond to help us!!

The whole refinancing process was easy and fast.

Great service, competent staff, patient and caring.

Sep 4, 2025

Sam and his team were awesome. The whole refinance process was super quick and easy, and they were always around to help out whenever I had questions. Really happy with how everything went—they were professional, friendly, and just made it all stress-free. Big thanks to the team! Definitely recommend them 100%