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Jim Jefferson

Jim Jefferson

SVP of Mortgage Lending · NMLS# 703014

5.0(161 reviews)
Rating5.0161 reviews
Satisfied98%233 reviews

Ratings include all 233 reviews. Reviews collected directly from clients are shown only with their permission.

Jim and Tara are great !! Start to finish everything went without a hitch and any questions I had they answered with respect and clarity ! The closing gift to my front porch was such a nice touch and just what I needed !! Thanks much !!

Response from Jim Jefferson at Guaranteed Rate NMLS# 703014

Thank you so much Jon for the wonderful review! We truly appreciate you trusting us with your loan and allowing us to help guide you through the process. It was a pleasure working with you, and we are so glad you had a great experience.

Jim and team provided outstanding, personal service. Very knowledgeable, great recommendations and very competitive options. Highly recommended.

Response from Jim Jefferson at Guaranteed Rate NMLS# 703014

Thank you Jose for the kind review! I really appreciate you trusting me with your loan. It was a pleasure helping you through the process, and I’m so glad everything went smoothly.

The Jim Jefferson team was amazing. Everyone was a pleasure to work with. The process was seamless and everything went without a hitch. Jim did everything he could to get us the best rate available to us. As a first time home buyer he made me feel confident in the process. Any questions or concerns we had were addressed immediately. The website was also very easy to use making what could be a time consuming project very efficient. Plus, they had amazing recommendations for a lawyer and home inspector. We felt taken care of in every way possible. The cherry on top was the opportunity to work with the Rate Concierge team who helped us set up our internet and utilities. Highly recommend!

Response from Jim Jefferson at Guaranteed Rate NMLS# 703014

We are "over the moon" happy for you, and so pleased your 1st home purchase was a seamless experience. We wish you many amazing memories in your new home and look forward to helping you in the future when it is time to Refinance or purchase your next property. Congratulations again & thanks for taking the time to post a review!

Jim and his team were very helpful and communicative throughout the entire mortgage process. I was a first time home buyer, and they made sure I was up to speed on even the simplest steps. Highly recommend!

Response from Jim Jefferson at Guaranteed Rate NMLS# 703014

Thank you Marc so much for the wonderful review! I truly appreciate your trust and the opportunity to help with your loan. I’m grateful to have been part of the process and wish you all the best moving forward!

Jim & his team were super helpful in the purchase of our home. They guided us every step of the way & made it way less stressful.

Response from Jim Jefferson at Guaranteed Rate NMLS# 703014

Thank you Shelly for the thoughtful review! I really appreciate the opportunity to help with your loan and am grateful you chose to work with us. Wishing you all the best!

Jim was great at helping me get approved

Jonathan W.

The Team that worked on my loan are awesome.

Eloisa H.

Jim and the team were easy to work with and very responsive with our questions.

Christopher K.

No written review

Lois H.

Jim was great he help me a lot

Amber S.

Jim and his team made the whole process seamless! Well done!

Response from Jim Jefferson at Guaranteed Rate NMLS# 703014

Thank you Brian so much for the kind review! We truly appreciate you trusting us with your loan and we are so glad we could help make the process a great experience. Congratulations again!

Jim & his team were great! Efficient, collaborative and always there to help.

Response from Jim Jefferson at Guaranteed Rate NMLS# 703014

Thank you so much for taking the time to share your experience. I truly appreciate the opportunity to help with your loan and am so glad we could make the process a smooth and positive one. It was a pleasure working with you, and I wish you all the best in your new home!

Jim and his team were wonderful to work with for our home loan. Jim was very responsive and helped with all questions. He laid everything out so we knew various costs to expect. Closing was smooth. I’d highly recommend working with them!

Response from Jim Jefferson at Guaranteed Rate NMLS# 703014

Thank you so much Courtney for the kind words and for trusting me with your loan. It was a pleasure helping you through the process, and I’m grateful for the opportunity to be part of your home financing journey. Congratulations again, and please don’t hesitate to reach out if I can ever help you, your family, or your friends in the future!

Courtney K.View on Facebook

Jim and the Rate team were phenomenal to work with! It was an easy process from pre-approval to approval to closing. Communication was great, I never had to wonder what step of the process I was in. The Rate app was a great tool, it lead me through all of the phases so I could quickly see updates. I highly recommend Jim Jefferson and Guaranteed Rate, you won’t be disappointed!

Response from Jim Jefferson at Guaranteed Rate NMLS# 703014

Thank you so much Noel for taking the time to leave such a kind review. It truly means a lot to me. It was an honor to help you through the homebuying process, and I’m so happy we were able to help you get into your new home. Wishing you many years of happiness, great memories, and blessings in your new home. Thank you again for trusting me to be part of such an important milestone!

Amazing service from Jim and team. Found a creative solution to my needs. Professional and prompt in communications.

Tonya T.

Jim and his team were very professional and were very attentive throughout the process.

John O.

great service

Paul P.

So easy to work with!

Amy L.

Jim, Jesse, Mark and Spring were great! Answered questions in a timely manner and were extremely helpful.

Hannah S.

Excellent support, follow-up, and teamwork.

David B.

Excellent service

Theresa P.

Jim Jefferson and his team are the best!! They were in constant communication every step of the process, answering questions & moving forward with a sense of urgency to get my loan closed in a short time frame!

Raquel H.

As first-time home buyers, my husband and I had a lot of questions going into the mortgage process, and Jim and his team made the entire experience smooth and stress-free. Jim, along with Mark, Spring, and Jesse, were incredibly helpful every step of the way. We were pre-approved very quickly, which helped us move fast in a competitive market. The team was always communicative and took the time to clearly explain all of the mortgage products and options available to us so we could feel confident in our decisions. What really stood out was how responsive everyone was. Even after hours, if something was urgent, someone would get back to us quickly and make sure we had the answers we needed. It made a huge difference, especially as first-time buyers navigating everything for the first time. Overall, the team was knowledgeable, friendly, and truly supportive throughout the process. We also felt confident that they worked hard to secure the best rate possible for us. We’re very grateful for their help and would absolutely recommend Jim and his team to anyone looking for a reliable and communicative mortgage lender.

Response from Jim Jefferson at Guaranteed Rate NMLS# 703014

Hannah thank you for the amazing review. It truly means a lot to our entire team, and we’re so grateful for your kind words. It was a pleasure working with you and your husband on your home purchase, and we’re so glad we could be part of the experience. Clients like you make what we do so rewarding. Wishing you all the best in your new home, and we’re always here if you need anything at all.

I highly recommend Jim Jefferson and Team from Guaranteed Rate. The process of discussing a loan to completion has been entirely pleasant. Even after closing on my home, the team has been super helpful in answering all my questions and concerns. Can't thank them enough!

Response from Jim Jefferson at Guaranteed Rate NMLS# 703014

Thank you Jacci for the outstanding review. Your kind and thoughtful words truly mean so much to all of us. It was an honor to help you with your home purchase, and we’re grateful for the trust you placed in our team. Being part of such an important milestone is something we never take lightly. Wishing you many great memories in your new home. We’re always here whenever you need us.

Jim and his team worked tirelessly to get us the best rate with a small turnaround time from underwriting to approval to close. The process of obtaining a loan can be so incredibly stressful, but Jim, Spring, Mark and Heather were always a cheerful informative voice at the other end of the call. Highly recommend!!

Huge shoutout to Jim and the whole team for making our home loan and our refinance process smooth from start to finish. Communication was clear, timelines were met, and every question we had was answered without the runaround. Buying a home and refinancing is stressful, but Jim and the team made the experience seamlessly easy. If you’re looking for someone knowledgeable and dependable, I’d absolutely recommend them to anyone!

Response from Jim Jefferson at Guaranteed Rate NMLS# 703014

Thank you so much Zac for the incredibly kind review. It truly means the world to us, especially because we have had the opportunity to work with you and Kandi not just once, but through both your home purchase and your refinance. Your continued trust and support are something we don’t take for granted. It’s been a real pleasure helping you along the way, and I’m so grateful you took the time to share such thoughtful feedback. Please know we are always here if you ever need anything in the future.

Excellent support and guidance from Jim and team throughout the process.

Divya G.

The team was excellent to work with. We haven’t been through the process for over 20 years and they were so attentive in walking us through the process.

Kevin H.

I was prepared to answer any and all questions. New policy for RATE, I.E taxes was answered immediately.

Antoinette B.

Great service and rates

Todd D.

Attentive staff, ready to help, pleasant personalities.

Mark H.

They helped me every step of the way. Any questions that I had were answered in a timely manner

Maria L.

Jim Jeferson and his team could not have been more attentive and on top of their work. Constant communication throughout the entire process made it as simple as possible.

John J.

Guarateed Rate made the whole application process easy.

Romeo A.

Our experience with Jim Jefferson at Guaranteed rate was very good. The entire process was easy. Jim and his staff were readily available for questions and clarifications. They made a normally tedious process simple and quick. The closing was a breeze and lasted less than 30 minutes. I will definitely use Jim at Guaranteed Rate for any future refinance needs!

Response from Jim Jefferson at Guaranteed Rate NMLS# 703014

Jim thank you so much for the wonderful review! I truly appreciate your kind words and the time you took to share your experience. It was a pleasure working with you, and I’m grateful for the opportunity. If you ever need anything down the road, please don’t hesitate to reach out.

Worked with Jim on my first home. Ended up going with another broker for my second home simply because they worked directly with my agent. Definitely should have stayed with Jim. The other broker just could not match the service Jim and his team provide. Recently righted the wrong and moved back to Jim for my refi and glad I did. From Jim to Spring to Heather and everyone inbetween, the process and communication were fantastic. 100% recommend Jim and his team to anyone.

Response from Jim Jefferson at Guaranteed Rate NMLS# 703014

A big thank you Sean for coming back to work with us again! We’re so glad you trusted us once more to help with your refinance — and even happier to hear how pleased you were with the process. It’s always rewarding to see returning clients and to know we’ve earned your confidence. We truly appreciate your continued support!

Jim Jefferson and his team far exceeded my expectations, when obtaining a home loan. Getting a clear to close in only 10 days is pretty impressive.

Therisa G.

Professional and courteous and trustworthy

Sergino L.

Jim Jefferson and his team were exceptional.

Annivar S.

They are great ??

Ayomide F.

They are concise , friendly in handling the matters and they display a good professionalism in the business right from the beginning to the end.

Adeyemi A.

Jim Jefferson and his team did an amazing job, from the time I needed a pre-approval, all the way to the closing. Jim is extremely nice and he’s very knowledgeable of the programs available. He took the time to answer all of my questions, without making me feel dumb for asking, and responded to ALL of my messages pretty quickly. His team did the same. And when I was told by others that there was no way they could close in only two weeks, he proved them wrong! I would definitely recommend Jim and his team to anyone looking to purchase a home, or to refinance.

Response from Jim Jefferson at Guaranteed Rate NMLS# 703014

A huge thank you Therisa for the amazing review! Your kind words truly mean so much, and it was an absolute pleasure working with you. I’m so glad we could help make everything come together smoothly. Wishing you all the best and lots of happiness in your new home!

Therisa G.View on Facebook

Jim and his team were easy to work with and very responsive. No question was too trivial and there was no limit on how many times we could ask questions. Jim got us a great rate with a fast turnaround. I would absolutely recommend him and his team. 5 stars.

Jim Jefferson and his team were easy to work with and on top of all the details.

Evelyn H.

Fantastic service but a lot of different people we had to be in communication with which got confusing.

Jennifer M.

Porque es bueno

Kephtania D.

An absolute professional team that did a wonderful job from start to finish.

Response from Jim Jefferson at Guaranteed Rate NMLS# 703014

Thank you so much for your wonderful review! It was such a pleasure working with you, and I’m honored I could be part of your home-buying journey. Your kind words mean the world to me, and I’m so glad the process was a positive experience for you. If you ever need guidance or support in the future, I’m always just a call away.

Jim Jefferson and Justin Nichols were absolutely fantastic! They were very quick to respond to calls and messages. It couldn't have been easier to do this transaction. Their communication was very impressive. I highly recommend Jim Jefferson!

Kenneth B.

They were very easy and helpful to work with

Kathryn S.

Jim and team were fantastic to work with, they made the whole process easy and stress free!

Amy L.
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