Rate
Kevin Ebbecke

Kevin Ebbecke

Producing Branch Manager · NMLS# 187549

Jacksonville, FL5.0(29 reviews)

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Kevin Ebbecke at Rate (NMLS #187549)

Today · 9 AM – 5 PM

12058 San Jose BlvdUnit 402Jacksonville, FL 32223
Rating5.029 reviews
Satisfied100%29 reviews

Kevin is phenomenal- responsive and detailed. Truly understand clients needs

Paresh P.

Just had two investment properties funded with Kevin. Great place to get a loan!

Response from Owner

Thank you, Phillip! It was a pleasure working with you. Congratulations on adding two more investment properties to your portfolio, and I look forward to helping you continue growing it!

Phillip S.View on Google

Fast results and closing

Fernando R.

Quick results

Response from Owner

Thank you, Fernando, for your positive review! We appreciate you taking the time to share your experience.

Fernando (.View on Google

All staff were knowledgeable, responsive and helpful and were able to wrap up two mortgages in record time.

Kara W.

The loan process was smooth and communication was timely and straightforward.

Martyna B.

I’m so grateful to have worked with the team at Guaranteed Rate for my last mortgage transaction. They took my application through the process in record time to meet a tight closing deadline. The team was responsive and professional - the best I’ve ever worked with.

Response from Owner

Hi Kara — thank you so much for the kind words. I truly appreciate the trust you placed in me and the team, especially with such a tight timeline. It was a pleasure working with you, and I look forward to supporting you on your next opportunities ahead.

During the process of my loan, Kevin and his team helped me with all the information that I have to collect to get the Loan, but little by little we got it, thanks for everything

Response from Owner

Thank you, Alfredo — truly appreciate the kind words. Wishing you the best with your new investment properties!

Alfredo M.View on Google

Great efficiency, professionalism, communication and timeliness.

Koi M.

Pretty easy process.

Adam M.

Kevin and his team did an amazing job of saving our deal. Stuck in a bind, we reached out to Kevin based on a family member’s recommendation. Kevin, Vikki, and Shemika zipped everything up in 18 days from start to finish, literally saving the day.

Response from Owner

Hi, Eileen. We appreciate the kind words and are glad we could provide you with a positive experience!

Getmea1600View on Google

I just closed on a quadplex and I cannot say enough great things about the team that made sure I crossed the finish line!!! From start to finish, my home-buying journey with Kevin Ebbecke and team was absolutely seamless! The entire process, from loan application to closing on my multifamily property, was handled with professionalism, speed, and care. What stood out most was how swiftly Kevin and his team coordinated with the VA loan team. As a veteran, that step was critical to making sure my VA benefit was handled with care, and their expertise gave me confidence every step of the way. They kept me informed, answered all of my questions promptly, and made what is often a stressful process feel simple and manageable. Thanks to their efficiency and support, I was able to close on time and begin this exciting new chapter without unnecessary delays or worries. I am truly grateful for their dedication and highly recommend Kevin Ebbecke and team to any veteran or even anyone looking for a smooth, reliable, and stress-free home buying experience. This is my trusted lender moving forward.

Response from Owner

Hi, Koi. Your feedback is highly appreciated. Thank you for the review!

Kevin Ebbecke and his team was an outstanding experience from start to finish. They handled the lending process for my Client's home purchase with incredible professionalism and expertise. Their responsiveness was exceptional, as they promptly addressed every question and handled any issues that arose, ensuring we stayed on track for closing. Kevin's communication was excellent, and he consistently kept us updated, which made the entire transaction smooth and stress-free. I highly recommend him to any client looking for a top-tier lender! 🏡🔑 ⭐⭐⭐⭐⭐

Response from Owner

Hi, Crown. Thank you so much for leaving us a stellar review!

Kevin and the team made our processing of our funding much easier than we expected. We would highly recommend them. We would love to use them in the future. Thank You

Response from Owner

Thank you so much for your kind words. We truly appreciate your trust and look forward to working with you again in the future.

Working with Kevin Ebbecke at Guaranteed Rate was a fantastic experience from beginning to end. Kevin made the entire mortgage process clear, efficient, and stress-free. His professionalism, responsiveness, and deep knowledge of the industry gave me total confidence every step of the way. What really stood out was Kevin’s personal commitment—he was always available to answer questions, explain options, and make sure I understood everything before moving forward. It never felt like just a transaction; he genuinely cared about helping me make the best decision for my future. I highly recommend Kevin to anyone looking for a trustworthy and knowledgeable mortgage professional. He goes above and beyond to make the process smooth and successful.

Response from Owner

Hi, Andrew. Thank you for your rating! We're happy to hear that your experience with us has been good.

Andrew R.View on Google

Outstanding Experience! Kevin Ebbecke was phenomenal! He guided us through every step, secured an unbeatable rate, and closed a deal others said was impossible. Professional, responsive, and truly exceptional!

Kelvin R.

Kevin is fantastic! Great communication, painless process and a great rate! Thanks Kevin!

Response from Owner

Thank you, Michael, for your positive review! We appreciate you taking the time to share your experience.

Michael V.View on Google

Kevin made the loan process seamless and simple was always a phone call a way with an answer to even some of my stupidest question this guys knows the business well would recommend to anyone looking for a Mortage

Response from Owner

Hi, William. Thank you so much for leaving us a stellar review!

William F.View on Google

Kevin Ebbecke was extremely helpful from start to finish. He helped us navigate a plethora of loan options and settle on the perfect one for us.

Eric A.

Our experience in applying for a mortgage was fabulous due to Kevin Ebbecke's patience and knowledge of the current market. He explained everything to us in detail and worked his hardest to get us the best interest rate. I highly recommend him if you are purchasing a home. He definitely gets 5 stars from us.

Response from Owner

Thank you so much for your kind words, Margaret. We really appreciate you taking the time out to share your experience with us.

margaret D.View on Google

I had a great broker, Kevin Ebbecke, who guided me through the process, and made everything very simple for me.

Eric J.

Kevin & Leighanns service

Jay K.

The great quick actions done to my home purchase and the quick response to any query

Kalilah H.

They are very professional.

Marcia V.

Communication and Transparency with Kevin Ebbocke was superior to any other lending experience I have had.

Michael W.

Kevin, Leighann, & Staci were great to work with

Jay K.

Excellent service

Mauricio C.

Kevin is someone we trust with all are home purchases! We have used him several times in the past and plan to in the future. Kevin always works work to get me the best deal possible.

Response from Owner

Hi, Blake. Thank you for your rating! We're happy to hear that your experience with us has been good.

Heart and know-how. Can't think of anyone else who can offer more of each.

Response from Owner

Thank you, Ftrent, for your positive review! We appreciate you taking the time to share your experience.

Equal Housing LenderEQUAL HOUSINGLENDER
Copyright © 2026 Guaranteed Rate, Inc. D/B/A Rate. All rights reserved. NMLS License #2611 - For licensing information, go to: www.nmlsconsumeraccess.org
 Arizona Mortgage Banker License #0907078
 3940 N. Ravenswood Ave Chicago, IL 60613 Operating as Guaranteed Rate, Inc. in New York.
 The company name, Guaranteed Rate, should not suggest to a consumer that Guaranteed Rate provides an interest rate guaranteed prior to an interest lock. Applicants are subject to credit and underwriting approval. Restrictions apply. All information is provided for informational use only and should not be considered financial advice.

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