Bill Clince

Oct 26, 2026

Bill made our home buying process as easy as possible. He was there every step of the way and made us feel like family.

Jul 17, 2026

Bill was terrific in the home loan process and was able to professionally navigate 2 first time homebuyers through all the hurdles of purchasing our first home. Bill was able to help us minimize our closing costs by getting us a great first time homebuyers discount which alleviated a lot of concern for us. I would highly recommend Bill Clince for any and all home loan needs.

Everyone I work with to refinance my loan was very pleasant and helpful.

Our lender Bill Clinse was amazing. Bill made everything easy for me he even picked up documents from me at my place of employment so I wouldn't have to miss work. He is definatley a huge asset to your company. Explained everything very straight forward even when I wasn't making the best decisions he would explain very gently why and direct me to the correct decision. EVERYTHING WENT SO SMOOTH WITH HIM!

Bill was great at timely, accurate communications.

Bill did a fantastic job helping us through the process. He was patient and informative. I appreciate that he was always prompt to answer our questions.

No written review

To say that Guaranteed Rate Affinity truly helped us, would be an understatement. My Wife and I are beyond pleased with the assistance, guidance, and phenomenal customer service we received from the team. Vice President Bill Clince walked us step-by-step through the entire process of refinancing our loan, and was most reassuring whenever there was a point in time we may have had doubt or were uneasy. We are so thrilled!! 10/10 recommend for all your home loan needs!

Bill Clince goes above and beyond to provide family level service.

My husband and I recently purchased a home through GRA (Bill Clince). He helped us to navigate the process as smoothly as possible. Bill went above and beyond to help in the process.

Bill was amazing to work with and made the process so easy for us!

Bill was amazing during the whole process and help me a lot.

Jan 19, 2026

Bill is the man! He is always available to help with anything that may come up. He is very precise with his instructions and makes it clear what is needed. I never felt anxious throughout the entire process because of Bill and how on top of things he was! My wife and I appreciated all his hard work and efforts in securing a loan for us.

Love working with Bill - we have completed several loans/ refinancing and he makes it so easy…simple easy process!

Dec 19, 2025

Bill was so wonderful to work with! Always on top of things nd quick to answer any questions. He made the process very simple. Thank you, Bill!

Nov 11, 2025

Great experience with Bill and the team. This was our second transaction with Bill. The first was a home purchase and the most recent was a refinance. Both experiences were excellent. The communication was always quick, complete, and honest. He provided all the information needed to make a decision and we never felt that we had to pull details out of them. Bill laid out the process and timing and everything happened as promised. The rates came down slightly during the process and they automatically made the change without us needing to follow up. Most of the process was electronic but a few papers did have to be signed manually. Bill even made that easy by coming to our house for the signing. Doesn’t get easier than that! We would highly recommend Bill and his team for any of your finance needs. We will definitely use him again.

Nov 9, 2025

Bill Clince was recommended to us as first time homebuyers and I can say he truly exceeded our expectations. Bill was quick to communicate with us and more than willing to answer any questions we had while assisting us in closing on a home within just about 5 weeks of us initiating the process. Thanks again, Bill!

Everything went flawless. Not one “hiccup “ the entire time

Honestly, it is all about Bill Clince. He is a gem.

Bill and Melissa were wonderful to work with from start to finish!

Excellent service

Bill was a consummate professional and answered our questions quickly and in a way that was easy to understand. Thanks to his efforts we were able to close quickly in 25 days.

Easy to work with

Bill did a great job keeping us on track, informed and answered all our questions throughout the process.

Aug 5, 2025

Bill Clince did a great job. He was very transparent about the whole process and was quick to answer any questions we had, while keeping us updated. Would highly recommend.

They worked very hard with a lot of complications with the condo insurance being the main problem.

Bill Clince was very hands on, patient, knowledgeable, and willing to work under a bothersome situation.

Bill made the process very easy and was in constant communication. When rates lowered part way through the process he was able to get us the lower rate.

Excellent service every step of the way!

Bill was an excellent agent to work with

Numerous reasons. First and most important was your mortgage lender, Bill Clince! We went to him with our situation and he immediately responded and put our minds at ease. The entire process from application to closing was easy and fast!

Mar 15, 2025

Bill and his team were amazing every step of the way. We could not have done it without them. We could not recommend this team enough!

Feb 28, 2025

There could not have been a better person than Bill to help us through the home buying process. I would recommend him to anyone

Feb 18, 2025

From the moment I reached out to Bill Clince he immediately put my mind at ease and offered advice. He helped my husband and I through the process of refinancing. He made it so easy and with amazing speed. From the application to closing it was approximately 8 days!! If you are buying house or need to refinance...contact Bill Clince, you will not be disappointed!!

Mr. Clince was extremely courteous, honest, and patient with me. He stuck with me for two years and continued to check in and was always easy to get a hold of when I had any questions

Bill was absolutely amazing! We met Bill back in June when we sold our home in Arnold, MO. We were on a set budget for our next home and Bill explained that the taxes varied from house to house and area. So he suggest that if we saw something of interest to contact him and he could give us an approximate estimate of our monthly mortgage with taxes and insurance. Believe me we made many, many inquiries over the two months of looking. Bill was very quick to respond and never made us feel like we were a pain. Bill made the pre-approval process and the loan closing on August 31st a breeze!! My husband and I highly recommend Bill to be your lender, he is knowledgeable, friendly, quick to respond and makes you feel comfortable to ask questions. He is the lender you want, whether it's your first home or more!

Bill was extremely helpful throughout the whole process and helped make buying my first home super smooth - I feel very lucky to have worked with him!

Bill was amazing to work with during this whole process. He kept me informed and updated the whole time. He would let me know exactly how everything would work and was very understanding when I had questions.

Bill went above and beyond what was expected to make purchasing a home as painless as possible. Whether I called or texted he responded right away. He also answered all my questions no matter how big or small they were. Thanks Bill you are truly an amazing man!!

Bill helped us through pre-approval 1 and 2, paperwork and processing of a leave of absence from work and closing on our home. He was always quick to reply to any questions we had and was always very helpful. He made the process as easy as it could be!

Bill was extremely easy to work with as a lender and very communicative. He was understanding of my schedule outside of trying to buy my house and made sure to keep conversations direct and clear. I could not be happier with how simple he made the process from beginning to end. If you have the chance to work with Bill I definitely recommend it!

I had a great experience working with Bill! He readily answered all questions I had and was super helpful throughout the whole process. I actually reached out to two different lenders during the process and Bill was able to get me a significantly better rate than the other person I spoke with. I would highly recommend working with Bill, especially as a first time homebuyer!

He was excellent. It was a pretty easy process having him working with me. He is very knowladble and patient. Definitely the person you need by your side when you want to buy a home.

I will highly recommend him to anyone who is looking to buy a house. He is very helpful and honest. Thanks Bill, for all the help and for going extra miles to get our house.

Working with Bill was absolutely amazing! He made the home buying process seamless and enjoyable! It was such a smooth process and I HIGHLY recommend his services!

Bill was great to work with

We love Bill - we have worked together several times and he is awesome.

Oct 31, 2024

To say that Guaranteed Rate Affinity truly helped us, would be an understatement. My Wife and I are beyond pleased with the assistance, guidance, and phenomenal customer service we received from the team. Vice President Bill Clince walked us step-by-step through the entire process of refinancing our loan, and was most reassuring whenever there was a point in time we may have had doubt or were uneasy. We are so thrilled!! 10/10 recommend for all your home loan needs!

Bill was really helpful throughout our process. Even though trills we presented to him during our home buying process, Bill did his best to go above and beyond to make sure our deal went through. We appreciate his team and everything he did for us!

Bill made my process as being a first time home buyer very easy and stress free. He took his time to explain to me how everything works when it comes to a mortgage and was able to explain all my costs. He always got back to me in a timely manner and was eager to help. I highly suggest anyone who is buying a home to work with Bill.