Rate
Josh Senter

Josh Senter

VP of Mortgage Lending · NMLS# 2439398

5.0(16 reviews)
Rating5.016 reviews
Satisfied100%16 reviews

Exceptional communication, knowledge and customer service! Highly recommend.

Katie A.

Josh made the home buying process a lot less stressful. He was very helpful and answered all of our crazy questions. I am thankful for all his help through this exciting, yet stressful time in our lives.

Abigail R.

The experience has been very positive overall , much less complicated than I was expecting and it made this journey very easy. We had extremely Professional and Knowledgable loan Officers who went above and beyond.

Susan S.

Great communication!

Maria M.

He is so patient and consistent with his work! Always found a way to answer calls or call back.Thanks Josh highly recommend Josh

Alicia O.

Josh has been great to work with! He is very communicative and hard working! As I had questions along the way, he was always available to help. I would definitely recommend Josh.

Jessica S.

Josh was 10/10 awesome! He is very responsive, professional, and in the very rare time he doesn’t haven’t an answer, he knows where to find one and gets back to you asap. I couldn’t recommend Josh enough!

William C.

Josh was extremely easy to work with. He went above and beyond and made our buying experience almost effortless! He should be your go to lender!

susan S.

No written review

Jordan G.

Josh and I recently worked on a transaction together, and he not only beat the new construction incentives and interest rate but also secured an excellent rate for my VA client, along with money back at closing. His professionalism and communication were outstanding—he kept me updated weekly on the loan’s progress. As a busy agent, it’s a relief when the lender takes the initiative to provide updates instead of me having to chase them down. I highly recommend Josh for getting a deal done smoothly and efficiently.

Madison K.

Josh was excellent to work with!

Sandi A.

I strongly recommend using Josh for your mortgage. He is hard-working, thorough, attentive to detail, and always available for questions. I felt comfortable through the buying process knowing I had Josh there to assist.

Gib F.

Josh was amazing! Not only was I impressed but also my real estate agent was impressed with his efficiency. A very great agent as well as great person. Really thankful for all of his help.

Teygan B.

Joeh was excellent to work with. Great line of communication the entire time!

Susan S.

We were kept up to date on the whole process and Josh always got back to us quickly and answered all of our questions!!!

David S.

Josh was reachable, timely , professional and great at explaining the process.

Jordan G.
Equal Housing LenderEQUAL HOUSINGLENDER
Copyright © 2026 Guaranteed Rate, Inc. D/B/A On Q Home Loans. NMLS License #2611. All rights reserved. This site is not authorized by the New York State Department of Financial Services. No mortgage loan applications for properties located in New York will be accepted through this site. Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact On Q Home Loans for current rates and for more information. • AZ: Mortgage Banker License #0907078 • CA: Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act • CO: Regulated by the Division of Real Estate • GA: Residential Mortgage Licensee #20973 • OH: MB 804160 • OR: Licensed and Regulated by the Department of Consumer and Business Services • WA: Consumer Loan Company License CL-2611 For licensing information, go to: www.nmlsconsumeraccess.org. 3940 N Ravenswood Ave, Chicago, IL 60613 Operating as Guaranteed Rate, Inc. D/B/A OnQ Home Loans in Arizona and Oregon and as On Q Residential Home Loans in Montana. If you are a California resident, please review our Privacy Policy to learn more about the categories and business purpose of personal information we may collect and your right to opt out from the sale of personal information.

Powered by SocialCoach