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Javier Valdez

Javier Valdez

Producing Branch Manager · NMLS# 1470049

West Des Moines, IA5.0(93 reviews)

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Javier Valdez at Rate (NMLS #1470049)

Today · 9 AM – 5 PM

1776 22nd StreetSuite 102West Des Moines, IA 50266
Rating5.093 reviews
Satisfied96%104 reviews

Ratings include all 104 reviews. Reviews collected directly from clients are shown only with their permission.

Our experience with Javier Valdez was excellent from beginning to end. We want to thank him for his professionalism, dedication, and commitment throughout the entire financing process and the purchase of our first home. From the very beginning, he was attentive to every detail, guided us through the process, answered all our questions, and took the time to explain each step along the way. We truly appreciate his patience, availability, and hard work in helping us achieve our goal. Buying a home is one of the most important decisions in life, and having someone who makes you feel confident, secure, and at ease makes all the difference. We are truly grateful for everything he did for us and for helping us make one of our biggest dreams come true. We highly recommend his services! 🏡❤️

No written review

Elmer A.

Javier Valdez was incredible—quick, knowledgeable, and extremely helpful throughout the entire process. After having such a terrible experience with another bank, Javier made everything so much easier. He was responsive, professional, and took the time to answer all of our questions. We truly appreciated his support and highly recommend working with him!

Response from Owner

Emely, it's so rewarding to hear that we were able to turn things around for you after such a frustrating start elsewhere. My team and I always aim to make every step clear and straightforward, so knowing that our communication and support made a difference for you means a lot. Enjoy your new home loan, and please reach out anytime you need anything!

If your looking for a mortgage agent to help you make the process easy and painless i really recommend Javier & his awesome team! You won’t regret it, give him a chance to help you on your next home purchase!

Response from Owner

Eric, thank you for the wonderful recommendation. Keeping the process smooth and straightforward for your home purchase was truly our priority. I'm glad our team could make it a seamless experience for you. Please reach out anytime you need anything down the road.

Great experience from start to finish. Everyone was friendly, responsive, and helpful throughout the loan process. They made what could have been a stressful experience feel easy and straightforward. I would definitely recommend Guaranteed Rate to friends and family.

Alexander V.

Buena comunicaciĂłn con el agente

Yaneth H.

No written review

Esperanza Q.

(Translated by Google) Javier was great to work with throughout my home loan process. He was always available to answer questions, kept me informed every step of the way, and made everything feel much less stressful. The whole process went smoothly from start to finish. I really appreciate his professionalism and support, and I would definitely recommend him to anyone looking for a mortgage lender. ———————— It was a pleasure working with Javier throughout my mortgage loan process. He was always available to answer my questions, kept me informed at every stage, and made everything much simpler than I expected. Everything went perfectly from beginning to end. I am very grateful for his help and professionalism. I highly recommend him to anyone looking for home financing. (Original) Javier was great to work with throughout my home loan process. He was always available to answer questions, kept me informed every step of the way, and made everything feel much less stressful. The whole process went smoothly from start to finish. I really appreciate his professionalism and support, and I would definitely recommend him to anyone looking for a mortgage lender. —— —— —— —— — Fue un placer trabajar con Javier durante todo el proceso de mi préstamo hipotecario. Siempre estuvo disponible para responder mis preguntas, me mantuvo informado en cada etapa y logró que todo fuera mucho más sencillo de lo que esperaba. Todo salió excelente de principio a fin. Agradezco mucho su ayuda y profesionalismo. Lo recomiendo totalmente a cualquiera que esté buscando financiamiento para una vivienda.

Very polite and very informative would recommend for sure !!!

Lorena G.View on Google

(Translated by Google) We are very happy with the help Javier provided us during the process of buying our first home. As first-time buyers, there were many things we didn't know, and Javier explained everything to us step by step. He was very communicative, knowledgeable, and professional throughout the entire process. Highly recommended. (Original) Estamos contentos con ayuda que Javier nos brindĂł en este proceso, en la compra de nuestra primera casa. Como compradores primerizos habĂ­an muchas cosas de las cuales nosotros no sabĂ­amos y Javier nos explicĂł todo pasĂł a paso. El tuvo la comunicaciĂłn, el conocimiento y el profesionalismo en todo este proceso, sĂşper recomendado.

Javier was great to work with

Machele G.

Highly recommended. A bilingual speaker and can help you with any needs on getting a loan. Super smooth process. Easy to work with

Muy bien Todo estamos contentos con nuestra casa

Humberto T.

Javier you are the best mortgage banker I have ever dealt with. You have a customer for all my mortgage needs for life. Very customer oriented!

Machele G.

Javier was amazing! Helped my mom purchase her first house! He was able to communicate with her in Spanish so she understood everything. He went above and beyond for us. Making the entire process less stressful and it was quick we began and closed in about a month! A shoutout to Rosie and Ron as well! Thank you!!!

Crystal H.View on Google

(Translated by Google) Mr. Javier Valdez made the process of buying my house very quick and easy. He was very kind and attentive throughout the entire process, communicating very well with me. He's an excellent person. (Original) El señor Javier Valdez hizo los procesos de comprar mi casa muy rápido y fácil. Fue muy amable y estuvo al pendiente de todo el proceso se comunicaba muy bien con migo excelente persona

(Translated by Google) Everything was excellent. Javier Valdez is an expert at helping to make the house buying process quick. (Original) Todo excelente Javier Valdez es un esperto en ayudar para aser el proceso de comprar casa rápido

Melvin M.View on Google

They are easy to work with. Great people

Hector C.

Javier Valdez and his team are the most professional I have ever dealt with.The process was easy and straightforward. I would recommend Rate and Javier's team for their services.

Ricardo H.View on Google

Absolutely Happy very Professional ,courteous and professional

Excellent service

Gricelda V.

(Translated by Google) Thank you so much Javier Valdez for the work you did in helping us buy our house. It was very quick and easy. Highly recommended. (Original) Muchas gracias Javier Valdez por el trabajo que hiciste en a yudarnos a comprar nuestra casa fue muy rapido y facil totalmente recomendado

Ezequiel E.View on Google

It was the best decision to contact Javier to request his help with the house loan. The process was quick and less stressful. He did a great job, I couldn't be more thankful. 100% recommend Rate

Gricelda B.View on Google

Excellent job

Jose C.

I’m so grateful for the help Javier gave us throughout the entire process. He was always attentive, answered every question we had, and above all, was very professional.

Nelissa Z.

My experience with them was great.

Yonny C.

(Translated by Google) What an incredible experience we had with Javier! We are so grateful to have met him. The process of buying our house was quick and very intuitive. 10 out of 10. Highly recommended. (Original) Que increíble experiencia tuvimos con Javier. Estamos agradecidos de haberlo conocido. El proceso de la compra de nuestra casa fue rápido y muy intuitivo. 10 de 10. 100 recomendado.

So helpful! 

Kaci H.

Very thorough explanation. Great team here at Rate! Reccomend!

Ruby H.

Great experience!

Joe K.

Gran servicio !!

Abigail G.

Excellent service 

Luz G.

Excellent service 

Luz G.

Great professional help for home buyers

Jimmy N.

Although we don’t use Rate. We have spoken with their company many times and they were always very nice and very helpful!

Nicholas S.

 Buen servicio

Arturo C.

buen cervico amigo.

Freddi R.

Awesome! Very Helpful !

Cara C.

Great to work with!

Brett P.

Nivel team

Nancy M.

Great people recommend 

Mily B.

They helped us

Edwin N.

Good rate mortgage

Edwin N.

5 Stars!!!!! Best ever

Siya W.

These guys are so cool and so patient got a good vibe From them thank you so much!!

Lizzie S.

Love this guy the booth is so cool all set up so nice!! Very easy-going. Thank you for a great time.

Lizzie S.

Everyone that I was in contact with was nice and made the whole process smooth and easy.

Alex M.

Made my entire mortgage process easy and smooth.

Alex M.

Very good service! Very Knowledgeable staff. 

Kiran W.

Amazing service 

Siya W.
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