Jim Earl

Jun 1, 2026

My fiancé and me recently went through the process of getting a loan for our first home purchase. We went with Jim at Rate and it was the best decision we made. Jim and his team were so helpful and so supportive throughout the whole process. Jim was very knowledgeable and very understanding especially with us going through this process for the first time. This was the best way to start a new chapter in our life, Jim and his team were a huge part in that and I would recommend him every time! Thank you!

Good service, easy to work with, responsive. I never give perfect scores.

Everyone was very friendly and made the process very easy!

Jim Earl and his team were always there to answer any of my questions.

Nov 14, 2025

Jim and his team are amazing. Communication throughout the entire process and saved us a bunch of money. Second time I’ve used this team 10 out of 10

Oct 22, 2025

Great experience and moved things very quickly for us. Was honest and responsive every strep of the way. Highly recommend

Jim and his team were excellent. Jim clearly explained our loan options to us and was able to answer all of our questions. He always responded quickly when we had questions or needed documentation to support our offers while house hunting. He and his team worked very quickly to get us cleared to close well before our closing date.

Excellent team and communication throughout the process

Friendly and made the process as easy as possible

Everyone was very responsive and helpful

Jim Earl and team have always been super professional and helpful. This is my third refinance with GR!

Jun 18, 2025

Jim and the team at Rate were great, helped me every step of the way and gave great recommendations!

They were professional and answered every question I had. Also the closing was fast and convenient.

I had a good experience

Great service, quick responses, seamless process.

Very easy to close.

They were awesome to work with

Good customer service. They go above and beyond to help you get your needs met

Paul O'Reilly and his team are the best around! They are helpful in answering any and all questions and they pay very close attention to detail. They've been a pleasure to work with.

Amber & Team were fantastic.

Truly great to work with

Jim Earl kept me informed and up-to-date on the process and worked to get me the best option for my situation.

We had an amazing experience getting our loan for our new house. It went so smooth and we absolutely love our house

SERVICE WAS GOOD. COMMUNICATION BETWEEN EVERYONE INVOLVED COULD HAVE BEEN BETTER.

Everyone was very timely in their responses and informative.

Because they were great people to my family

Trading is highly now profitable and very easy. Thanks to Mrs Barbara who guided and helped me, I invested $1,500 and I got a profit of $17,540 and withdrawal was so easy. Contact Mrs Barbara derek for a great trade I highly recommend her services reach out to her for cryptocurrency/trades if you are going through this post Email:barbaraderek3@gmail.com WhatsApp: +1 (385) 390-1873

Having a good investment is the best feeling ever. I lost so much money looking for a profitable investment until I met a Forex and Crypto trader who helped me manage my trading account. MR. JACKSON ROBERT is undoubtedly the best Forex and Crypto account manager I've ever seen, who is trusted and reliable. I started my investment with as little as $500 and made a profit of $6,300 within 7 days. I reinvested $1,000 and earned another profit of $11,500 within 7 days. I'm so grateful to Mr. Jackson for turning my financial story around, and the only way I can repay him is to recommend him and spread his good works. If you want to make good profits from Stock trading, Forex/Crypto trading as well as Binary options, Mr. Jackson is the best account manager you can contact for a life-changing experience, there are no hidden charges. You can contact Mr. Jackson through Email: is.jacksonrobert@gmail.com What's-app:+1 (657) 366-7359

knowing MRS ALEXANDER MELISSA has been a blessing to Me, my family and friends, there's no disputing the fact that she is the best account manager ever. I just made another withdrawal few moments ago, it was so great this is really an opportunity knowing you wow friends I can't be so selfish enough to enjoy this blessing alone you can always contact her directly so she can help you too .she is ready to show you how you can trade by yourself and make profit, I'm a living testimony I invested $500 and I got my profit today after 5 days trade I made a withdrawals of $7,300 as my profit in return wow I'm so happy believe me friends it works 100%. try her and see the blessing. contact her today. WhatsApp:+1 (210) 628 (9394) E-mail: alexandermelissa800@gmail.com She is very trustworthy and reliable.

I'm not so familiar with forex and crypto trading but I really wanted to start after witnessing so many success stories. The problem was that I did not know where to start, Until i met a trader Mrs Hendrick Jennifer and in less than 2 week she made me $13,000 with a start of $1000..she's truly a smart trader, She empowered me with essential knowledge to make decisions I felt comfortable with when it come to trading. I whole-heartedly recommend Miss Jennifer to anyone who’s interested to trade on Forex/Stock and Crypto, contact her via Email:hendrickjennifer550@gmail.com WhatsApp: +13523402962

I am a beneficiary of crypto currency investment, I have tried so many fake manager online it took me time to find the right online bitcoin trader I risked my $500 thinking it would not work, with no confidence I was so surprised when I checked my account and unbelievable I made a profit of $6,000.00 this is unbelievable I couldn't believe it myself all glory to God for bringing Mrs Katie George, I really appreciate her Email:Katiegeorge.cgk@gmail.com WhatsApp: +15513552580

Jul 8, 2021

Jim, Kaitlyn, Katherine, Gaston and the entire team were so great to us. We are so please with the turn around time - from start to finish - they really moved everything along quickly. Great customer service and great all around experience. Thank you Guaranteed Rate! Craig&Elaine B.

Jul 7, 2021

Jim, You and your team were great with us. You started by quoting us a much better rate for refinance than our mortgage holder or our own bank! Then you and your team successfully negotiated a refi that was different than those you usually handle. Finally. you and the team brought it home exactly on time, which was crucial for us. We are grateful for the service provided to us by you, your team and Guaranteed Rate. In addition...your good humor and stress free "no worries" attitude made the process the most satisfying we have experienced! Thank you, Lee and Sue (been around the block a few times)

Jim came through on a loan for a rental property i was buying. I worked with a couple guys who promised they could make it happen but couldn't produce. Jim Earl worked with me to find the right set of conditions to get it through. Since this was a rental property and i wasn't living on the property i needed to have enough in reserve to cover the mortgage for 6 months without tenants rental counting. He worked with me to shuffle things around to make it happen! Patient and knowledgeable he was the perfect professional to pull me through! I've recommenced him to others several times.

I love working with Jim. He brings years of experience and a positive outlook every time I work with him.