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Kody Porter

Kody Porter

VP of Mortgage Lending · NMLS# 1188645

Lake Oswego, OR5.0(63 reviews)

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Kody Porter - VP of Mortgage Lending at Rate | NMLS 1188645

Today · 8 AM – 6 PM

16780 Bryant RdLake Oswego, OR 97035
Rating5.063 reviews
Satisfied100%63 reviews

Kody is the most professional, competent, kind and efficient person we had the great pleasure of working with when we recently purchased our first home in Portland. We met Kody through a personal connection and we count ourselves very lucky to have him not only guide us, but provide his sage wisdom about the whole, very complicated, financial and legal steps required to get a mortgage. We are from out of state, so he had extra hurdles to help us clear which he did with great aplomb! All the time Kody keeps his great sense of humor and beautiful attitude. You can do no better than having Kody on your team!

Response from Owner

Deborah, it was an absolute pleasure guiding you through the purchase of your first home here in Portland. I truly appreciate your kind words and the trust you placed in me throughout the process. I’m glad our paths crossed and hope the move is going smoothly. Please don’t hesitate to reach out if you ever need anything.

Deborah W.View on Google

Kody has helped us out many times before with various projects and has always done a great job, and this was no exception. This time around it was securing funding for a new unique build that required us to jump through a lot of hoops, but he was great navigating the difficulties and making sure we succeeded in the end. Highly recommend!

Malerie R.View on Google

Kody Porter is an outstanding mortgage loan originator in Portland, Oregon, who brings a unique and valuable perspective to the lending process through his background in property management. His hands-on experience managing properties gives him a deep understanding of real estate, investment strategy, and the practical side of homeownership—insight that benefits every client he works with. Kody combines that real-world knowledge with strong mortgage expertise to help borrowers confidently navigate the financing process. Whether someone is purchasing their first home, refinancing, or exploring investment opportunities, he takes the time to understand their goals and match them with the right loan solution. What truly sets Kody apart is his professionalism, responsiveness, and ability to explain complex details in a clear and approachable way. Clients appreciate that he not only understands lending, but also the long-term realities of owning and managing property. If you’re looking for a knowledgeable and trustworthy mortgage professional in Portland, Kody Porter is an excellent choice. His background, expertise, and client-first approach make him a tremendous resource for anyone pursuing homeownership or real estate investment.

Kody was great to work with.

Brett R.

Bought my first home with Kody's help. He is knowledgeable, patient, and efficient in his work. Highly recommended.

Response from Owner

Brett, buying your first home is a big deal, and it was genuinely rewarding to be part of that process with you. Thank you for trusting me to guide you through it. Wishing you all the best in your new home!

Kody is so patient and will see you through your escrow and loan process. He helped my 22 year old son buy his first home. It was a very long and tedious escrow, but Kody was always positive and kept everything flowing. A loan officer can play a big part in your buying a home, and so I whole heartedly recommend Kody for the job.

Kody is awesome. He was knowledgeable, patient, and kept us informed. We will definitely reach out to him again should the need arise.

Kody came recommended by my realtor (who's opinion I trust). He was great - very willing to get on a call to talk through documents. Answered any and all questions I had as a first time buyer. No pressure to do or sign anything.

I recently purchased an investment property in Oregon with Kody Porter as my loan broker. In an era of 8% mortgages, Kody was able to beat that significantly. Throughout the process, from the beginning to the close of escrow (and after), he was consistently keeping me prepared well in advance of any deadline. He also had an instant and detailed recall of any provision or issue when I called with questions. I would hire him again without hesitation.

Kody was amazing and we'll absolutely use him again. He made the process understandable and had our back every step of the way.

Kody was a dream to work with. As first time home buyers, it was imperative that our broker hold our hand through every tedious aspect of the process and ensure that we received the best possible rate. He made himself available to us at every hour of the day/week to answer questions and make what would have otherwise been a stressful process, a breeze. We cannot recommend Kody enough if you 're looking for a reliable mortgage broker.

Kody was truly amazing and SO reliable. I’m a single first time homeowner. My knowledge of this process was very limited. I used Kodys services for my loan process. Kody was so fast at getting all my paperwork squared away. We worked with one of my family members who lives out of state so there was added complication to our process. But he was quick to get everything ready to go. During the looking process he told me to send him listings and he would give an estimate for my monthly payment with varying down payments. Sometimes these listings would come up last minute, he was still on top of it with being able to reply quickly. I had many questions and he had all the answers, if not he would make it a priority to get the answer. Again SO reliable. This process can be intimidating for a first time homebuyer and he put me at ease throughout. When I couldn’t get ahold of title one afternoon for a time sensitive (simple) question I called him and he answered. I will absolutely recommend him to anyone who knows NOTHING about this crazy process (and those who do.) Hell guide you through yo the other side.

Maxine S.View on Google

Outstanding service from a truly exceptional professional! Kody made sure I was informed and comfortable throughout the entire process.

Kody was awesome to work with. He was super clear and communicative and made himself available to answer all of our questions throughout the process - which included selling another home in order to finance the new one. He worked directly with our realtor and both escrow agents, making the whole thing as easy as possible! He was always one step ahead of the process and made it all feel like a breeze. Would absolutely work with Kody again. Thanks for everything!

Melanni R.View on Google

Kody was great! Buying a house can be insanely stressful, but Kody was on top of everything to make the transaction happen smoothly. He was easy to communicate with and great at answering questions when they came up. Thanks Kody!

Kody was fantastic -- he is incredibly knowledgeable, personable, and has the patience to walk through every single detail of the entire mortgage process. He helped us put together an offer on very short notice, and was constantly checking-in on how things were moving along. Kody's communication is also top notch; he responded to our questions immediately and took the time to give thoughtful answers. Most of all, he obviously cared about us and our home buying experience. Highly recommended!

I highly recommend working with Kody Porter. As a first time homebuyer he spent hours over the course of our pre-approval and closing process answering every question my partner and I had with an abundance of thoughtfulness. He is really proactive about making the process and paperwork digestible. He walked us through a bunch of possible scenarios to make the smartest financial calls for our situation. He is always really prompt in his communication with us and the other people involved in the transaction and was great at giving us a heads up any time we needed to take an action. With his help we were able to close early!

From an Escrow perspective, Kody was fantastic to work with! He is quick to respond, keeps up regular communication, and exhibits kindness and professionalism. I truly appreciate Kody's willingness to ask questions and get clarification when needed. It makes for a much smoother transaction when all parties can communicate well, and Kody has the communication skills to solve any problems that arise in a proactive fashion. I highly recommend Kody and his team!

Kody was very pleasant to work with. He made a scary and confusing process very easy to understand and everything went smoothly. He makes himself available for any questions and concerns. Would not hesitate to work with him again.

Kody is amazing. He made the process of shopping for a house and obtaining a mortgage easier than I could have imagined. Over the course of two years, my budget and housing plans fluctuated constantly and he consistently pivoted to adjust numbers and think creatively about how I could approach multiple purchase situations—always with patience and speed. He’s great at explaining the details, or just handling them on his own—and is proactive and cool headed when facing any hurdles. In addition to being a skilled broker, he is personable and very well connected to a network of competent agents, insurers, and the like—and introduced me to others who helped make my home buying process seamless. 10/10 would recommend him as a broker, and will use him on my next house purchase. Some people have the gift to see around corners, execute, and get things done—Kody is that kind of person, and a huge asset to anyone who chooses to work with him. Thanks again, Kody!

I can't say enough about Kody's professionalism, and extreme attention to detail, not to mention is kindness and tenacity. He helped us every step of the way through a very complex refi and through it all provided advice, support and expert assistance. There is no way we could have navigated the process and all the details without him. I would, and will refer Kody to any friend, family member or associate, as he is without doubt one of the best.

Sharon H.View on Google

I can't recommend working with Kody enough. As a first time home buyer I had a LOT of questions and Kody was prompt and patient with his replies. He was always happy to pull numbers for me as I was trying to figure out what I could afford to offer in this crazy market. Once I had an offer accepted, Kody was always there to take me through paperwork, timelines, etc. Overall it was a very smooth process and I absolutely credit Kody and the way he handles his business with making a daunting transaction feel like a breeze!

Lauren S.View on Google

First time buying a home, kody was amazing to deal with. Helped me through the whole process and worked with my busy work schedule definitely recommend and will receive my returning business in the future!

Kody Porter was exceptional to work with. He went above and beyond to help us out financing our first home. He was patience with us and helped us with all of our questions, big or small. This one was a unique situation, since we didn't go through a realtor. He went out of his way to take care of things, he normally wouldn't do. We highly recommend him and his company. Thanks again for all of your help and making this experience great. From the 1st time homeowner family in Oregon.

We feel incredibly fortunate to have been referred to Kody Porter to help us secure financing for the property we wanted to purchase. The property had unconventional features and our buyer profile was also somewhat unconventional. From Kody's first phone call to us, he was a dynamo of energy, knowledge, enthusiasm, and follow-through. He was very responsive and would sometimes answer a phone message with a text even as you were leaving it if he could not answer the call right away. He helped us through all stages of the loan approval and closing process, and managed to expedite some last-minute paperwork requirements effortlessly. Through out all this he was cheerful and upbeat and positive. We feel we would not own the beautiful property we now do without his expertise and hard work. We would recommend Kody 110%!

Kody Porter is an excellent person! Very amazing to work work with and very professional at what he works at. Always reliable and always helpful. Highly recommend him for any selling or refinancial needs of your home!

Manuel S.View on Google

Kody was so helpful through the process of selling our house/buying a new one. He was responsive and communicative and is also just generally a great guy!

Kody was wonderful to work with. He's smart, friendly, and quick to reply to any (and I mean any!) questions with honesty. This was my first time buying a home and I had a lot to learn – very thankful I had Kody helping me along the way. Thanks Kody!

In approaching my first home purchase, I could not have found a better ally than Kody. He talked me through the process, armed me with good parameters for my search and helped me understand my options. I'd gladly recommend him to anyone looking for a confident and steady hand to help guide the home buying process.

Caitlin K.View on Google

Our realtor introduced us to Kody and wow do we feel like we won the lottery with him as our mortgage officer! I talked to one other mortgage officer prior to chatting with Kody, and I noticed a huge shift in taking to him. Even prior to securing a loan and officially starting our house hunt, there was never a call that felt like a transaction. Kody was incredibly patient in answering all of my questions, even when it took an hour of me asking to talk through different examples and scenarios. When it came to securing a loan for our home, he had our complete trust and he went above and beyond to make sure we had access to first-time home buyer incentives and discounts. If you want a mortgage loan officer that will go to bat for you, Kody is your person. Thank you Kody for making the home purchase process so accessible and personable!

Hannah B.View on Google

I have now worked with Kody on 2 loans. He’s is very knowledgeable and was quick to respond to my many questions. Although I’m sure he has many clients, he makes you feel like you are his top priority. I recommend Kody to all of my friends, family and anybody else I know looking to purchase a home!

Nicole D.View on Google

Kody was great to work with form the start. He kept us informed and up to date at every single step in the process of buying a home. He's super knowledgable, and was always able to answer our questions quickly (and in a language my novice brain could understand). Kody's great. Calibur's great. Everything was great!

Really couldn't ask for a better loan officer than Kody! He's super easy to work with and both responsive and thorough. He's extremely knowledgeable about the domain and will do his best to make sure you get locked in at the best rates. At the same time he's relaxed and not too "in-your-face" about getting documents together or deadlines. 5/5 will use again!

Kody was great to work with throughout the home buying process. Good communication and he secured us a very competitive rate. I will definitely use Kody again.

Buying my first house was scary. And significantly more involved than i ever expected, especially since i am a business owner and don't receive a consistent paycheck. Kody was with me every step of the way. He went above and beyond. Was absolutely on top of it at all times. if you are getting a loan in Oregon do not go with anyone else. He is just the best!

Chelsea M.View on Google

I had a great experience with Kody during the home buying process. I found him online, submitted an application to start the pre-approval process for a mortgage, and within hours we were on the phone getting deep in discussion. He was more than willing to talk through every question I had, big and small, and really made the process smooth and easy to understand. Not only that, but he was incredibly responsive at all times of the day and just a great person to work with. Highly recommend Kody!

Brendon W.View on Google

I contacted a couple of agents and they gave me vague reassurances and wanted to do a credit check. Kody actually took the time to crunch numbers and explore options with no credit check or pressure to choose him. I knew right away he was the one and he did not disappoint. I never had to wait to hear from him. He kept me informed throughout the entire refinance. Best agent I've ever worked with.

Writing a review about Kody Porter...Where to start? Kody was truly the best introduction to the financial journey of buying our very first home. His guidance, patience, and impressively fast response time kept us feeling informed and confident in each step of the process. From start to finish, Kody encouraged our autonomy while also leading when necessary. We learned as we went and Kody generously and patiently bestowed his knowledge and professional opinions as we asked many, many questions. We left every meeting, phone call, and text with him feeling optimistic and ready to conquer anything. He's friendly, knowledgeable, empowering, and incredibly organized. 12/10 would recommend to anyone who is just starting their homeowner adventure or looking to refinance. Kody is the best!

Parker S.View on Google

Kody is very easy to work with and is always doing what is best for his customer. If I could give more than 5 stars I would!

Donald B.View on Google

If you're looking for someone to shepherd you through the home loan process, look no further than Kody Porter. My partner and I were buying our first house and were learning as we went. Kody was available, and more importantly, generous with his time. As a teacher, I recognize someone who cares about another person's learning. Kody went above and beyond, walking us through the different APRs, the cash to close, the appraisal process--everything that we had read about, but still had tiny wonderings as far as how it all worked in real time. And he wasn't just available, but always reached out to see if we had any questions, making sure we knew that he was there if we needed him. Thank you, Kody, from both Emily and me. We couldn't have had a better mortgage loan officer.

Kody helped me set up mortgage approval in one day for a possible purchase, and later helped me through the entire process for a mortgage on a different property. He "held my hand" from beginning to end, was endlessly patient, and provided me with tons of information and assistance as I navigated the purchase from afar. He was always quick and responsive. I could not have completed my purchase without him! I give him my 5-star, highest recommendations for a mortgage counselor and help.

Kody is super attentive, proactive communicator, knowledgeable advisor and trusted professional. And he always goes above and beyond. The best mortgage broker I've ever worked with!

Kody is my favorite mortgage broker in town. He is smart, professional, a quick and clear communicator, and always an advocate for getting you the best deal! I’ve done multiple transactions with Kody and each has been smooth sailing thanks to his expertise and diligence. 10/10 would (and do) recommend!

All of the other glowing reviews are spot on and well earned! Kody is incredibly knowledgeable, punctual, and thoughtful throughout the entire home buying process. Working with him was an absolute pleasure and I cannot recommend him enough.

Nathan B.View on Google

Kody is very professional and it shows in his management of the home buying process. He is very responsive and friendly. Highly recommended!

Justin T.View on Google

Kody was great to work with! As a first time home buyer I was overwhelmed had a ton of questions. Kody's patience, quick response and overall demeanor was just what I needed to get through the process with confidence and ease. I had a great experience working with Kody and highly recommend him.

All around I was impressed with Kody... Not only was he incredibly responsive, he has an ability to speak and explain things in a way that a common folk can understand and is incredibly knowledgable on his stuff. I came to him early in my process since I wasn't sure how realistic it was for my to be looking at homes. Even though I had done a ton of online research as a first time home buyer, Kody was able to provide some much useful information very quickly which made it possible to buy my first home. I am sure there are a ton of good people out there, but after speaking to a few, I am really happy I went with Kody since he just surpassed my expectations.

The best way to describe Kody is that he is seriously ON TOP of it - for anyone who has purchased a home (especially as a first-time buyer), there are a million documents, due dates, signature lines, and things to understand. It's stressful as heck, and you need a loan officer that can keep you on track. I knew almost immediately that I could trust Kody to make sure nothing fell by the wayside - he is professional, kind, patient, hardworking, and truly a pleasure to work with. Can't recommend him enough.

Kelsey H.View on Google

I could not have done it without Kody. My financial picture was unusual and didn't fit into the standard forms. Kody helped me put together the documentation to establish my qualifications and my loan went through smoothly. Kody was patient and respectful of my stressful situation. Thank you Kody!

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