Rick Loera

Oct 1, 2026

First time home buyer. Rick was great from start to finish. Made the whole process easy and efficient.

Sep 13, 2026

Rick, Reina and Juli were amazing to work with! Super responsive and went the extra mile for us to beat our original closing date. Thank you!!

Jul 28, 2026

No written review

May 31, 2026

No written review

Jan 30, 2026

Knowledgeable professional in real estate financing. This is my third loan utilizing Rick and Rate. Each was professionally completed by the rate team. This refi closed in under a month.

Rick was very helpful every step of the way.

Oct 14, 2025

Rick Loera at Rate.com was extremely helpful with my mortgage loan process. Any questions I had, any concerns, he was with me all the way, and answered everything. I highly recommend the company and their employees. I have to give a shout out to Linda Lantz as well. She also assisted in the loan procedures, and did a great job. Thank you all.

Aug 17, 2025

We are so pleased with Rick Loera and the Rate team. We had a tight window to close on our new home and everything went smoothly and on schedule. This is the third time we have worked with Rate and always have been pleased

Aug 15, 2025

Rick is a total pro. He navigated us through the mortgage process with ease. If you want someone who understands the products, the process, and people, you can’t do better than Rick Loera. He had us in our new home in three weeks. If you’re in the market for a new home, call Rick.

Aug 15, 2025

No written review

Aug 15, 2025

No written review

Aug 12, 2025

No written review

Everything was straight forward and I feel Rick went above and beyond to get the best mortgage for us

Jan 19, 2025

Working with Rick Laura at Guaranteed Rate was an absolute pleasure from start to finish! Rick was incredible throughout the entire process—knowledgeable, responsive, and genuinely committed to making things as smooth as possible. But where he truly shined was at the very end, when things got stressful. On closing day, there was an issue with the bank not perfectly wiring the money to the loan company, and we were left sitting nervously, wondering if we’d be able to close before the weekend. With our move scheduled for Saturday, the idea of delaying everything was extremely stressful. Rick didn’t skip a beat. He jumped in, kept us calm, and worked tirelessly behind the scenes to get everything sorted out. His quick thinking and persistence ensured we closed on time, and we were able to stick to our schedule without a hitch. Rick’s professionalism and dedication are unmatched. He was there for us every step of the way, and it’s clear he truly cares about his clients. If you’re looking for someone to guide you through the home-buying process and go above and beyond when it matters most, Rick is your guy. Thank you for making this such a positive experience!

Rick was very communicative during the whole process and helped us do everything to maximize our refi.

Best customer services provided by Todd and his staff.

Very easy process.

Rick Loera was very helpful and easy to work with along with his entire team.

Working with Stephen Delagrange and Tina Smith’s team was a pleasure. Their expertise and commitment to keeping things on track were much appreciated. In addition, a big thank you to Matt Kuhn for always being quick to assist and provide support.

Rick and his team were the absolute best.

The online process was very straightforward and the experienced mortgage brokers working on this transaction made it a stress free process

They kept me up to date at all times. They gave me clear instructions about what I needed to do. They were friendly.

Great service and knowledge

Made the process very seamless.

Aug 1, 2023

Rick has extensive knowledge and made the entire lending process stress-free for me. He provided good, honest advice, and ensured I received the best term based on my financial state. He buttoned up my loan pretty quickly and was always so quick to respond with answers to my questions. He is a pleasure to work with and I trust him. I highly recommend Rick!

Jul 28, 2023

Rick will walk you through the mortgage process while educating you on everything you need to know. He gets the job done well. And when it comes to the purchase or refinance of your home that’s important.

Jul 27, 2023

Rick and the entire team were truly 5 stars! They were lighting fast, competitive on rate, and adaptive as things changed during the process. I can't imagine a better experience.

Jul 24, 2023

Rick was such a great help on our purchase for our home. We purchased out of state and he helped make things smoothly, he answered all questions when asked and made sure the process was easy.

Jul 20, 2023

I have used Rick personally and professionally. He is always available to answer any questions or concerns. I will never hesitate to refer Rick to my clients for their mortgage needs as I know he will treat them like VIP’s with a first class experience.

Jul 19, 2023

Rick made the process easy! He knows the market in and out and had regular calls to answer all my questions in real time. He got me approved to close in under 2 weeks and locked in the best possible rate….couldn’t have made it a smoother first time buying experience!

Jul 8, 2023

Rick made our first home buying experience much smoother than we could’ve hoped for. We knew very little going into the entire process, but Rick walked us through every step of the way, making us confident moving forward with all financial decisions. Overall fantastic experience. Couldn’t recommend Rick enough, he’s the man!

Jul 7, 2023

Rick is easily one of the most knowledgeable & professional gentlemen in the business.

Jul 6, 2023

There were a number of intricacies of our loan that Rick masterfully navigated with consistent communication. All said and done he saved over $500 per month on our payment. If you want someone to trust with the biggest purchase of your life Rick is the man for the job.

Jul 6, 2023

Working with Rick was an excellent experience. He was super knowledgeable about the lending space and gave me options allowing us to select what was best for our situation. Things were done on time and he over-communicated what was happening and what was next which was appreciated during our time sensitive closing. I'd highly recommend Rick to anyone looking for a mortgage.

Jul 6, 2023

I recently had the privilege of working with an outstanding mortgage lender, Rick Loera, and I cannot speak highly enough of their expertise and dedication. From start to finish, his exceptional service and unwavering support made my home buying experience smooth, stress-free, and ultimately successful. From our very first conversation, it was evident that Rick was not just knowledgeable but genuinely cared about helping us acquire our beautiful home. Thanks to Rick, we quickly secured a mortgage to cut down the time to close, provided the financial freedom to live in our dream home and keep our financial goals growing. I wholeheartedly recommend Rick to anyone in need of expert guidance and a genuine financial partner. If you are seeking a mortgage lender who not only possesses the technical expertise but also genuinely cares about your financial well-being, look no further.

Jul 5, 2023

New to the business-but Rick helped every step of the way. Knows it all!

Jul 5, 2023

Communicative and effective from beginning to end. If you want to work with a professional that truly has your best interest in mind, hands down, Rick is your guy. Would recommend to my closest family and friends! Thanks for your time and effort!