Letty Gutierrez

Working with Letty and her team was an excellent experience from start to finish. They were incredibly responsive, knowledgeable, and kept everyone informed throughout the entire loan process. Their communication was outstanding, and they made what can often be a stressful process feel smooth and seamless. I would highly recommend Letty and her team to anyone looking for a trustworthy and reliable lender.

Great team, special Mrs. Letty Gutierrez

Letty and the entire team were awesome and I highly recommend them for any future financial needs.

Letty and her team made the whole process much easier for my family to get through. They helped us with finding what worked best for my family and answered all of our questions. Thank you so much!!!

They helped us out with buying our home and treated us like family

Mission accomplished! Refinance was successfully done! :) I highly recommend Letty!

Excelente servicio ha sido un placer poder trabajar con Letty

Letty and Michael were amazing to work with on this not-so-easy loan. They communicated with me and my buyer on a daily basis, which is truly a rare find. Thank you both for your hard work and dedication on this transaction.

Letty, the loan officer we partnered with was fantastic to work with. She and her team were responsive, knowledgeable, and made sure everything stayed on schedule so we could close the feal without issues. The process was smooth from start to finish, and we felt confident every step of the way. Highly recommend! Thanks so much!

Letty and her team are wonderful to work with. Most recently on a tough deal, they kept everyone informed with daily updates so that even with delays due to UW it was known to all that they were focused on our deal and clearing the conditions each day.

Letty was a great help throughout the entire mortgage process. She explained everything clearly, stayed on top of every detail, and made what could have been a stressful experience feel smooth and easy. I really appreciated her responsiveness and dedication, and I’d highly recommend her to anyone looking for a reliable mortgage agent.

Thanks to Letty, I was able to achieve my dream of owning my home. It wasn’t easy, but Letty was with me every step of the way to make it happen, and I did it. I will always recommend Letty for her charisma and for being so professional.

My experience with Rate was great. Especially with Letty. She is knowledgeable and has your best interests at hand. Willing to answer any questions and communicates effectively. She is someone who you can trust and would want on your side. Thank youu!

Muy especial

Letty ,  my favorite lender! 💛 Super responsible, kind, and professional. She answered every email, every question, every call, always clearly and patiently. Throughout the entire loan process for my property, she kept us informed every step of the way and explained everything with transparency. Honestly, she’s amazing .  I highly recommend her. You can trust Leti completely: she’s honest, transparent, and guides you through absolutely everything. Thank you, Letty, for making this process so easy and stress-free! 🙌

Thank you letty!! You helped us so much to achieve our dream home. You explained everything to us and made our journey so easy. We will always appreciate you for everything you've done. 

⭐️⭐️⭐️⭐️⭐️ Outstanding Experience with Letty Gutierrez! Working with Letty Gutierrez at Rate (NMLS #436257) was an absolute pleasure from start to finish. She guided us through the entire process of closing on our new home at 18535 Dogwood Rd with professionalism, care, and expertise. Letty was always available to answer our questions, kept us updated every step of the way, and made what could have been a stressful experience completely smooth and stress-free. Her attention to detail and dedication to getting us the best possible terms truly stood out. We couldn’t be happier with how everything turned out and would highly recommend Letty to anyone looking for a knowledgeable and trustworthy loan officer. Thank you, Letty, for making our homeownership dreams come true!

Buying our first home was a challenge, and if it weren't for Letty Gutierrez's patience and help, it would have been even more complicated. Letty was always attentive and willing to answer all our questions. I will definitely recommend her to friends and family, and obviously our second purchase will be with her as well.

Great communication, friendly staff, Letty was alway helpful and available to answer any questions we had. Made the process a breeze.

Working with Letty was the best thing that happened to me and my family from start to finish. I recommend her 100% to anyone who is looking to purchase their new home and needs a lender. Letty is very dedicated, trustworthy ,professional and patient. Letty went above and beyond to make sure everything came together perfectly words can’t express how grateful we feel to have crossed paths with her by our side during this huge milestone. If you’re looking for someone who genuinely cares and delivers exceptional results, Letty is the one!

Excelente experiencia, y profesionalismo, totalmente recomendado, nos orientaron y ayudaron haciendo un proceso exitoso. Gracias lety por asesorarnos, guiarnos y ayudar a cumplir este sueño.

Súper excelente y profesional, nos ayudadaron mucho en nuestro proceso de primeros compradores los recomiendo 100 % 

I have been a title agent for 22 years and the team at Guaranteed Rate is among the best I have ever worked with. We were updated daily on the progress of this loan, and our inquiries were responded to immediately. For their first-class service, I would not hesitate to recommend this lender to any of my clients.

Great experience working with Letty Gutierrez and her team at Rate. They were professional and responsive throughout the process. Everything was handled smoothly and they provided DAILY updates which was greatly appreciated!

Letty helped us buy a home and was amazing throughout the entire process and very patient 🥰

Si necesitas un apoyo financiero y guía para adquirir tu hogar deseado, no dudes en hablar con Letty!! 🙏🙏👏👏👏 experiencia, solvencia, eficacia y eficiencia!! Todo lo puede lograr !! Tiene una bendición única para lograr el objetivo. HOGAR DULCE HOGAR 👏👏👏

Very professional

Leticia was extremely helpful throughout the whole process.

Because Letty made the process feel less stressful and she has always updated on things I needed to know or things she needed from me. She’s amazing and that is why I gave a 10

Letty was amazing! She helped us with our purchase, always very kind and willing to help! I would definitely choose her again!

I want to give my deepest thanks to Letty, who has been by my side for the past three years, guiding me through the journey of buying my first home. I truly believe God placed Letty in my life for a purpose. Her generosity, encouragement, and genuine care have been a light through this journey. Today, as I finally step into my own home, I know I couldn’t have done it without her. May God bless you abundantly, Letty, for all the love and goodness you share with others. You will always have a special place in my heart, and I pray that all the blessings you’ve given come back to you multiplied.

Porque son super profesionales, atentos, amables, siempre te contestan el telefono y le buscan soluciona todas las dificultades que se presenten.

First time home buyer. Letty and her team was helping me for good 6 weeks. Extremely patient, always reachable and constantly keeping the faith up. There was a moment it was so difficult prior closing I was not sure if we will, but she was adaptive to the situation and kept saying “There is a way to overcome this obstacle, we just have to find it. Let’s be positive and patient!” And we got it DONE! Thank you, Letty! I look forward to working with you again in the future!

As a title company, we work with many loan officers, and it’s always a pleasure when we get to collaborate with someone as efficient and professional as Letty. Throughout our recent transaction, she demonstrated outstanding communication, responsiveness, and attention to detail. Letty Gutierrez was proactive in coordinating timelines, providing accurate documentation, and ensuring all parties were aligned—making the closing process smooth and stress-free for everyone involved. What sets Letty apart is her commitment to clear communication and teamwork. She made our job easier and helped ensure a seamless experience for the client, which is always our shared goal. We look forward to working with Letty Gutierrez on future transactions and highly recommend her to anyone seeking a reliable, knowledgeable, and collaborative lending partner.

Working with Letty Gutierrez was hands-down one of the best parts of buying my home. From the very first phone call, she made me feel like I wasn’t just another file on her desk—she treated me like family. She walked me through every step of the loan process with patience, kindness, and a level of dedication that’s honestly rare these days. Letty was always available to answer my questions (even the late-night anxious ones), and she explained everything in a way that actually made sense. She celebrated every milestone with me, big and small, and by the time we closed, it felt like I was working with someone who truly wanted the best for me and my family—not just someone doing their job. If you're lucky enough to work with Letty, know you're in the best hands possible. She didn’t just help me get a loan—she helped me take a huge step toward building the future I’ve been dreaming about. Thank you, Letty—you’re one of a kind.

As a fellow local agent, I wholeheartedly recommend Letty Gutierrez and Michael Perel. Their unwavering commitment to customer service turned every transaction into a dream come true for my buyers. If I could give them a million stars, I would—because they truly go above and beyond.

Amazing Experience with Rate Mortgage! My experience with Rate Mortgage has been exceptional from start to finish. From the very first contact, the team demonstrated a high level of professionalism, expertise, and willingness to help me find the best financing option for my home. What I appreciate the most is the transparency and clarity with which they explained each step of the process, ensuring that all my questions were answered. They also offered competitive interest rates and flexible terms that perfectly suited my needs. The process was smooth, hassle-free, and they were always available for any inquiries. Thanks to their support, I was able to secure my mortgage without stress and with complete confidence. I highly recommend Rate Mortgage to anyone looking for home financing. They are a trustworthy, efficient, and customer-focused team. Five stars without a doubt!

Quiero expresar mi mas sincero agradecimiento a la agente de bienes letty gutierrez y a su grupo de trabajo mi esposa mi hijo y yo estamos muy agradecidos por el esfuerzo que hicieron estos meses. El amplio conocimiento de letty gutieerez en el area de mercado y las conexiones le permitieron programar el ofrecimiento y la venta de nuestra primera casa de manera experta. Realmente hiciste realidad nuestros sueños, no podriamos haberlo hecho sin ti. Que dios te bendiga y te multiplique todo lo bueno que haces. Saludos de parte de jose vasquez y familia.

My husband and I were fortunate to have Letty as our loan officer throughout our first home purchase. Letty was very educational and patient with all the questions we had. Made the process very easy to buy a home & to ensure we had all the right documents. She went above and beyond to ensure we proceed with closing. 

  Excelente experiencia y servicio confiable… Mi experiencia con la señora Letty Gutiérrez (loan officer), ha sido excepcional. Desde el primer contacto, el proceso fue transparente, ágil y sin complicaciones. Ofrecen tasas competitivas y condiciones claras, lo que me dio mucha tranquilidad. Además, su equipo de atención al cliente es atento y siempre está dispuesto a resolver dudas. Definitivamente recomendaría sus servicios a cualquiera que busque financiamiento confiable y sin sorpresas. Satisfechos mi esposo y yo al 100%. Muchísimas gracias por todo!!! Excellent Experience and Reliable Service… My experience with Mrs. Letty Gutierrez (loan officer), has been outstanding. From the very first contact, the process was transparent, fast, and hassle-free. They offer competitive rates and clear terms, which gave me great peace of mind. Additionally, their customer service team is attentive and always ready to answer any questions. I would definitely recommend their services to anyone looking for reliable financing with no surprises. My husband and I are 100% satisfied. Thank you so much for everything!!!

I recently bought a house with MS. Letty. She sas wonderful helping me understand the paperwork and always checkingin on me. Highly recommend

La señora Letty es una profesional increíblemente capacitada y dedicada, que siempre va más allá para asegurar el éxito de sus clientes. Siempre está atenta, es muy receptiva y está lista para ayudar con cualquier pregunta o duda. Realmente valoro su apoyo constante y su orientación. Tengo plena confianza en ella, ¡y le doy con toda seguridad una calificación de 5 estrellas! ¡Muchas gracias, Letty, por todo lo que haces! —————————————————————————————— Mrs. Letty is an incredibly skilled and dedicated professional who goes above and beyond to ensure the success of her clients. She is always attentive, responsive, and ready to help with any questions or concerns. I truly appreciate her constant support and guidance. I have complete trust in her, and I confidently give her a well-deserved 5-star rating! Thank you so much, Letty, for everything you do!

Great Lender !!!! She did a great job for us She can do it for you too

Excellent service and very good person, thanks to her I bought the house of my dreams and a year later she continues to help me and guide me very professionally in her work, we will always be grateful to her

Excellent service and excellent person! Letty is a very nice person, She always has the disposition to help others! She helped me buy my house and after that she continues to help me in everything she can.