Charles Olguin

My loan officer was excellent. The process was smooth, and I was able to close early.

Clear Communication from the whole team, made the process completely smooth

No written review

Charles Olguin is the best! He helped me so much in this process always answer my questions and made sure I understood everything. Thank you so much

Charles was exceptional in communication and available to answer all questions. Process was detailed well.

Previous customer

Nov 25, 2025

Working with Charles Olguin was the best decision we made during our home purchase. Incredibly responsive and made a stressful process actually enjoyable. 10/10—will use again and recommend to everyone I know.

Nov 7, 2025

Charles Olguin and his team at rate were great to work with! From the start of the pre approval process up until closing, communication and guidance was spot on. I highly recommend them for all of your real estate needs.

Oct 28, 2025

No written review

Rate gets things done!

Oct 14, 2025

With the very personalized and step-by-step guidance of Charles Olguin, I secured a HELOC loan. He was tremendously patient with me as I asked an inordinate number of questions and did so at all hours of his working day. Voluntarily, Charles kept me abreast of each action he was taking and of those that were my responsibility. The process was amazingly easy to follow as I navigated through the paperwork required by the company RATE. They, too, were patient, supportive, and thorough in helping me reach my intended goal. Truly, it was painless and I am, beyond any doubts, exceedingly happy that I made the decision to follow their lead.

Sep 30, 2025

GREAT! MAGNIFICENT! RESPECTFUL! Everything went smoothly! Thank you so much for your help!

Sep 16, 2025

Charles is the GOAT. Very nice man and he is always available for his clients.

Made everything smooth and easy

Charles Olguin helped at every step of the way, being very informative.

Jul 25, 2025

Charles helped explain the process at every step, making it very easy to understand. I would highly recommend working with him!

Excellent customer service! Would 100% recommend!

Jul 2, 2025

Charles Olguin at Rate was very professional and provided excellent communication and customer service. He communicated clearly what we needed to submit & how to submit them at each step of the process. He consistently kept in contact with us and quickly answered any questions we had. He’s very personable & made us feel comfortable in what would’ve been a stressful process. Instead the whole process went smoothly!

Charles was very professional and provided excellent communication and customer service. He communicated clearly what we needed to submit & how to submit them at each step of the process. He consistently kept in contact with us and quickly answered any questions we had. He’s very personable & made us feel comfortable in what would’ve been a stressful process. Instead the whole process went smoothly!

Charles helped out tremendously throughout the process and made our jobs easier!

May 15, 2025

Great team, very helpful thru the entire process.

Excellent service! Charles is an amazing professional who cares about his clients! I would recommend him 100%

May 3, 2025

This is the second time I have worked with Charles and his team. I bought my house with him (my first house) about a year and a half ago, and then I have recently refinanced with him as well. The rates and fees have always worked out to what we had discussed in our informal conversations, and his team was easily contacted for any questions I had during the process. This team is the best for getting what you need during a very difficult process - buying a house, refinancing - it's a load of paperwork, but they make it easy. I feel that I can trust him also - if I wasn't going to be saving money by refinancing I know that he would have told me that it wasn't the best time to do it. I wish I could give him 10 stars!

trusting agent's honesty and words in deliver his commitment

Barbara Scalera and her team where fantastic to work with!!!

Charles Olgin made my process so easy and made me knowledgeable to all the process!

Charles and his team are friendly, efficient, and knowledgeable about the home finance market

It was very convenient to do things remotely. The web interface is easy to use. Agents were responsive over phone, email, and text. However, some people may prefer (and need) face-to-face meetings.

The team went above and beyond, and made things spectacularly easy!

Excellent service and communication

Care to our loan needs were met above our expectation. Everything was conducted and processed smoothly and in a timely manner.

They made it easy for us throughout the process.

My lender, Charles Olguin, worked with me to get the best rates possible. He was informative and pleasant, and as this was my first time buying a house he was patient and gave me clear explanations.

Seamless loan process

Excellent service….Charles had my best interest in mind…much appreciated

Superb interactions with our main contact, Charles Olguin. He was quick, clear, friendly, and responsive.

Everyone at Guaranteed Rate provided the best customer service I have ever experienced. Carl was extremely patient with me, explaining each step of the process which made it an exceptional experience!

My experience was amazing, satisfying and totally worth my time.