Todd Bruce

Nov 2, 2026

No written review

Oct 27, 2026

outstanding service and customer care

Aug 29, 2026

Todd Bruce was first class professional in every aspect I would highly recommend him

Aug 27, 2026

I recommend Todd to all my real estate clients, and he always makes me glad I did. He's worked on about 2 dozen deals for me and has been absolutely excellent every time. His communication skills are top-notch, he's fast and efficient, and has great ideas when challenges come up. He's my go-to!

Todd and everyone at Rate was great. They walked me through the process and alongside me each step of the way. It was sometimes a challenge being a few states away and working full time, but they were understanding and helped me stay on top of tasks needed so we could meet deadlines and close without a hitch. I was blown away by how my needs and next steps were addressed before I even knew to ask the questions! The full service treatment was a blessing!!

It was a super smooth process!

I’m pleased with the experience

May 18, 2026

Todd did a fantastic job. As a first home buyer with the VA loan I was nervous. But Todd helped me out and got my loan closed really fast. Todd is great communicator and if you had questions than he would answer for you really quick. I would definitely recommend him!

Apr 28, 2026

No written review

Dec 17, 2025

Todd was amazing this was my first home buying experience and he made everything very easy and made me feel comfortable throughout the entire process 10/10 recommendation!

Absolute pleasure to work with, made my first time home buying experience a breeze.

Todd Bruce was exceptional and the sole reason

It was super easy to work with you guys

Sep 13, 2025

Todd did a wonderful job, made my purchase very smooth and he was very informative kept me in the loop on everything step-by-step. He always made sure to let me know What was coming next? If I had any questions whatsoever He was sure to answer them so I understood. He is. very thorough within his job and I would recommend Rate .

Sep 7, 2025

This has been the best mortgage process I’ve had in 30 years. Todd and his team are first rate and I recommend them to ALL VETERANS in particular !!!! Saved me money and I can’t thank him enough.

Aug 22, 2025

Awesome experience

Aug 22, 2025

From start to finish Todd Bruce was there. Very personable and knowledgeable. Todd was recommended by a friend and I will definately recommend him to my friends and family. Todd made this a wonderful experience.

Excellent customer service

Todd Bruce, who handled our Mortgage did a great job explaining the process as well as answering all of our questions and concerns from the beginning to the closing of our new home.

Aug 10, 2025

Todd was great to work with and very knowledgeable.

Jun 26, 2025

Todd was extremely helpful and always quick to respond even on the weekends and late nights. He helped us through the loan process as first time homebuyers and made the process a lot smoother!

Tod was great

Best interest rate for a mortgage that I could find

Todd was fantastic and super helpful.

Excellent service. Always available

Apr 22, 2025

No written review

Todd Bruce was amazing to work with. He was always available and always got back to us with answers to our questions. He explained every step of the process in a way that we understood and was very kind.

Besides being ultra wary with multiple spot checks for employment confirmations and requests for more and more pay stub info while we have very good credit and making more money than we ever have, it is understandable that there are rules set forth by higher powers in govt. and is totally understandable in these fraudulent times. All points of the process were scheduled and handled quickly! The experience was pretty seamless and quick and we were able to close in our own home and with electronic signing where possible. All employees or subcontractor’s we encountered along the process were professional and very helpful!

They were easy to work with..